TellerScore

Faith Community United Credit Union is a non-federally insured state credit union headquartered in Cleveland, Ohio. At the end of Q2 2026 it reported $14.2M in total assets and $10.2M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Faith Community United Credit Union scores 58/100, which we describe as moderate. That is higher than only 19% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 158th. Its strongest component is capital cushion (100/100; 28.25%), and its lowest is loan quality (0/100; 4.92%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 28.25%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.92%
Earnings24/100
Return on assets (annualized): 0.11%
Funding & liquidity100/100
Loans ÷ shares: 58.0% · 0.0% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (54 → 58), mostly because the problem-loan coverage component improved by 13 points.

TellerScore
515865Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202451
Q3 202452
Q4 202465
Q1 202558
Q2 202554
Q3 202560
Q4 202558
Q1 202657
Q2 202658
Net worth ratio
7.00%18.46%29.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202428.98%
Q3 202429.39%
Q4 202429.92%
Q1 202529.03%
Q2 202529.01%
Q3 202529.92%
Q4 202529.90%
Q1 202629.26%
Q2 202628.25%
Delinquent loans (60+ days)
4.70%11.02%17.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 202415.04%
Q3 202417.35%
Q4 20249.65%
Q1 20256.75%
Q2 20258.99%
Q3 20257.19%
Q4 20254.70%
Q1 20268.02%
Q2 20264.92%
Return on assets
-0.19%0.49%1.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.09%
Q3 20240.13%
Q4 20241.17%
Q1 20250.16%
Q2 2025-0.19%
Q3 20250.49%
Q4 20250.16%
Q1 20260.04%
Q2 20260.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$14.2M28.25%4.92%0.11%58.0%
Q1 202657$14.2M29.26%8.02%0.04%59.4%
Q4 202558$13.9M29.90%4.70%0.16%64.0%
Q3 202560$14.0M29.92%7.19%0.49%62.8%
Q2 202554$14.2M29.01%8.99%-0.19%63.7%
Q1 202558$14.8M29.03%6.75%0.16%63.2%
Q4 202465$14.6M29.92%9.65%1.17%66.1%
Q3 202452$14.9M29.39%17.35%0.13%72.5%
Q2 202451$15.1M28.98%15.04%-0.09%73.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio28.25%
93rd
Problem loans4.92%
6th
Net charge-offs4.73%
2nd
Return on assets0.11%
23rd
Loans to deposits58.0%
51st
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio7.2%
21st

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Wes Credit UnionCredit union Willoughby, OH62 out of 100, Moderate$14.3M10.2%1.89%vs
Fasson Employees Federal Credit UnionCredit union Painesville, OH87 out of 100, Very strong$14.1M20.6%0.42%vs
Scott Associates Credit UnionCredit union Marysville, OH61 out of 100, Moderate$15.1M11.6%1.18%vs
Presidents Federal Credit UnionCredit union Cleves, OH80 out of 100, Strong$15.1M13.7%0.71%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs
The Way Credit UnionCredit union New Knoxville, OH59 out of 100, Moderate$15.4M9.0%—vs

Deposit insurance

Is my money safe at Faith Community United Credit Union?

Faith Community United Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 28.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Faith Community United Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Faith Community United Credit Union
Type
Non-federally insured state credit union
NCUA charter #
96706
RSSD ID
407494
Primary regulator
State + NCUA
Headquarters
3550 E 93rd Street, Cleveland, OH 44105
Employees
12

Quick answers

Faith Community United Credit Union: common questions

Is Faith Community United Credit Union NCUA insured?

Faith Community United Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Faith Community United Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Faith Community United Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cleveland

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs