Freedom Credit Union (NCUA charter #60275) is based in Warminster, Pennsylvania. Its Q2 2026 call report shows $1.5B in total assets and $1.3B in member shares and deposits and 3 offices.
Based on its Q2 2026 filing, Freedom Credit Union scores 79/100, which we describe as strong. That is higher than 86% of 454 credit unions with $1 billion – $10 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 103rd. Its strongest component is funding & liquidity (100/100; 60% loans-to-deposits, 10% uninsured), and its lowest is earnings (58/100; 0.96%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 79).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 78 |
| Q4 2024 | 80 |
| Q1 2025 | 78 |
| Q2 2025 | 78 |
| Q3 2025 | 80 |
| Q4 2025 | 79 |
| Q1 2026 | 79 |
| Q2 2026 | 79 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.15% |
| Q3 2024 | 12.94% |
| Q4 2024 | 12.91% |
| Q1 2025 | 12.83% |
| Q2 2025 | 12.94% |
| Q3 2025 | 13.32% |
| Q4 2025 | 13.22% |
| Q1 2026 | 13.24% |
| Q2 2026 | 13.37% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.89% |
| Q3 2024 | 1.05% |
| Q4 2024 | 0.83% |
| Q1 2025 | 0.74% |
| Q2 2025 | 0.78% |
| Q3 2025 | 0.77% |
| Q4 2025 | 0.84% |
| Q1 2026 | 0.79% |
| Q2 2026 | 0.81% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.37% |
| Q3 2024 | 1.34% |
| Q4 2024 | 1.29% |
| Q1 2025 | 0.99% |
| Q2 2025 | 0.99% |
| Q3 2025 | 1.02% |
| Q4 2025 | 0.99% |
| Q1 2026 | 0.94% |
| Q2 2026 | 0.96% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $1.5B | 13.37% | 0.81% | 0.96% | 59.9% |
| Q1 2026 | 79 | $1.5B | 13.24% | 0.79% | 0.94% | 60.0% |
| Q4 2025 | 79 | $1.5B | 13.22% | 0.84% | 0.99% | 61.7% |
| Q3 2025 | 80 | $1.4B | 13.32% | 0.77% | 1.02% | 62.6% |
| Q2 2025 | 78 | $1.4B | 12.94% | 0.78% | 0.99% | 61.9% |
| Q1 2025 | 78 | $1.4B | 12.83% | 0.74% | 0.99% | 61.9% |
| Q4 2024 | 80 | $1.4B | 12.91% | 0.83% | 1.29% | 63.9% |
| Q3 2024 | 78 | $1.3B | 12.94% | 1.05% | 1.34% | 65.3% |
| Q2 2024 | 80 | $1.3B | 13.15% | 0.89% | 1.37% | 68.1% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Utilities Employees Credit UnionCredit union Reading, PA | 77 out of 100, Strong | $1.5B | 15.7% | 1.26% | vs |
| First Commonwealth Federal Credit UnionCredit union Lehigh Valley, PA | 56 out of 100, Moderate | $1.5B | 10.1% | 1.53% | vs |
| Patriot Federal Credit UnionCredit union Chambersburg, PA | 76 out of 100, Strong | $1.3B | 11.5% | 0.26% | vs |
| Diamond Credit UnionCredit union Pottstown, PA | 75 out of 100, Strong | $1.2B | 10.5% | 0.29% | vs |
| People First Federal Credit UnionCredit union Allentown, PA | 51 out of 100, Below average | $1.0B | 7.6% | 1.10% | vs |
| Merck Sharp & Dohme Federal Credit UnionCredit union Chalfont, PA | 71 out of 100, Strong | $1.0B | 9.7% | 0.39% | vs |
Deposit insurance
Is my money safe at Freedom Credit Union?
Yes. Freedom Credit Union is a federally insured credit union (NCUA charter #60275). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.9% of shares and deposits ($127.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 13.37%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Freedom Credit Union lists 3 offices in 2 cities. Most locations:
- Warminster, PA (2)
- Abington, PA (1)
Identity & history
Profile
- Legal name
- Freedom Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60275
- RSSD ID
- 511793
- Primary regulator
- State + NCUA
- Established
- 1934
- Headquarters
- 626 Jacksonville Rd, Ste 250, Warminster, PA 18974
- Employees
- 98
Quick answers
Freedom Credit Union: common questions
Is Freedom Credit Union NCUA insured?
Yes. Freedom Credit Union is a federally insured credit union (NCUA charter #60275). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Freedom Credit Union's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Freedom Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Warminster
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| New Jersey Law and Public Safety Credit UnionCredit union Trenton, NJ | 93 out of 100, Very strong | $63.9M | 19.6% | 0.31% | vs |
| The Philadelphia Trust CompanyBank Philadelphia, PA | 93 out of 100, Very strong | $27.7M | 71.8% | 0.00% | vs |
| Holy Trinity Baptist Federal Credit UnionCredit union Philadelphia, PA | 93 out of 100, Very strong | $30K | 30.3% | 0.00% | vs |