TellerScore

Headquartered in Philadelphia, Pennsylvania, M.A.B.C. Federal Credit Union is a federal credit union with $167K in total assets and $130K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1986.

Based on its Q2 2026 filing, M.A.B.C. Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 150th. Its strongest component is capital cushion (100/100; 22.34%), and its lowest is loan quality (0/100; 8.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.34%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 8.20%
Earnings100/100
Return on assets (annualized): 2.14%
Funding & liquidity100/100
Loans ÷ shares: 19.1% · 0.0% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.12%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 26 points (100 → 74), mostly because the loan quality component weakened by 100 points.

TellerScore
7487100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 2024100
Q3 2024100
Q4 2024100
Q1 2025100
Q2 2025100
Q3 202599
Q4 202594
Q1 2026100
Q2 202674
Net worth ratio
7.00%14.71%22.42%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.39%
Q3 202420.39%
Q4 202420.61%
Q1 202521.17%
Q2 202522.05%
Q3 202522.42%
Q4 202522.11%
Q1 202622.40%
Q2 202622.34%
Delinquent loans (60+ days)
0.00%4.10%8.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20268.20%
Return on assets
1.26%2.40%3.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.08%
Q3 20243.55%
Q4 20243.01%
Q1 20253.03%
Q2 20252.69%
Q3 20251.91%
Q4 20251.26%
Q1 20262.16%
Q2 20262.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$167K22.34%8.20%2.14%19.1%
Q1 2026100$163K22.40%0.00%2.16%25.2%
Q4 202594$161K22.11%0.00%1.26%25.1%
Q3 202599$160K22.42%0.00%1.91%21.8%
Q2 2025100$162K22.05%0.00%2.69%23.0%
Q1 2025100$164K21.17%0.00%3.03%24.6%
Q4 2024100$162K20.61%0.00%3.01%27.3%
Q3 2024100$161K20.39%0.00%3.55%30.1%
Q2 2024100$160K19.39%0.00%3.08%28.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.34%
84th
Problem loans8.20%
3rd
Net charge-offs0.00%
77th
Return on assets2.14%
95th
Loans to deposits19.1%
95th
Uninsured deposits0.0%
81st
Loan-loss reserves9.68%
98th
Texas ratio5.1%
29th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Wayland Temple Baptist Federal Credit UnionCredit union Philadelphia, PA73 out of 100, Strong$180K15.8%—vs
S I Philadelphia Federal Credit UnionCredit union Philadelphia, PA90 out of 100, Very strong$191K40.0%0.00%vs
Service Station Dealers Federal Credit UnionCredit union Phila, PA74 out of 100, Strong$129K84.1%0.00%vs
Pinn Memorial Federal Credit UnionCredit union Philadelphia, PA91 out of 100, Very strong$276K18.1%0.00%vs
Holy Trinity Baptist Federal Credit UnionCredit union Philadelphia, PA93 out of 100, Very strong$30K30.3%0.00%vs
Lonza Federal Credit UnionCredit union Williamsport, PA57 out of 100, Moderate$490K25.4%2.61%vs

Deposit insurance

Is my money safe at M.A.B.C. Federal Credit Union?

Yes. M.A.B.C. Federal Credit Union is a federally insured credit union (NCUA charter #24266). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.34%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

M.A.B.C. Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
M.A.B.C. Federal Credit Union
Type
Federal credit union
NCUA charter #
24266
RSSD ID
467096
Primary regulator
NCUA
Established
1986
Headquarters
2012 69th Ave, Philadelphia, PA 19138

Quick answers

M.A.B.C. Federal Credit Union: common questions

Is M.A.B.C. Federal Credit Union NCUA insured?

Yes. M.A.B.C. Federal Credit Union is a federally insured credit union (NCUA charter #24266). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is M.A.B.C. Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does M.A.B.C. Federal Credit Union have?

1 office as of the latest NCUA data.

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