TellerScore

Wayland Temple Baptist Federal Credit Union (NCUA charter #22007) is based in Philadelphia, Pennsylvania. Its Q2 2026 call report shows $180K in total assets and $151K in member shares and deposits and 1 office.

Wayland Temple Baptist Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 158th. Capital cushion contributes the most (100/100, 15.80%); earnings contributes the least (0/100, -1.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.80%
Loan quality—/100
Loans 60+ days delinquent ÷ total loans: —
Earnings0/100
Return on assets (annualized): -1.99%
Funding & liquidity100/100
Loans ÷ shares: 0.0% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 16 points (89 → 73), mostly because the earnings component weakened by 63 points.

TellerScore
738494Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202491
Q3 202488
Q4 202494
Q1 202590
Q2 202589
Q3 202587
Q4 202591
Q1 202673
Q2 202673
Net worth ratio
7.00%11.52%16.04%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.95%
Q3 202413.39%
Q4 202414.36%
Q1 202514.03%
Q2 202514.62%
Q3 202514.19%
Q4 202516.04%
Q1 202615.14%
Q2 202615.80%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q3 2024
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Return on assets
-2.76%-0.54%1.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.66%
Q3 20241.15%
Q4 20241.68%
Q1 20251.42%
Q2 20251.08%
Q3 20251.05%
Q4 20251.19%
Q1 2026-2.76%
Q2 2026-1.99%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$180K15.80%—-1.99%0.0%
Q1 202673$191K15.14%—-2.76%0.0%
Q4 202591$188K16.04%—1.19%0.0%
Q3 202587$208K14.19%—1.05%0.0%
Q2 202589$198K14.62%—1.08%0.0%
Q1 202590$204K14.03%—1.42%0.0%
Q4 202494$194K14.36%—1.68%0.0%
Q3 202488$206K13.39%0.00%1.15%0.2%
Q2 202491$205K12.95%0.00%1.66%0.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.80%
59th
Problem loans—
—
Net charge-offs—
—
Return on assets-1.99%
4th
Loans to deposits0.0%
100th
Uninsured deposits0.0%
81st
Loan-loss reserves—
—
Texas ratio0.0%
93rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
S I Philadelphia Federal Credit UnionCredit union Philadelphia, PA90 out of 100, Very strong$191K40.0%0.00%vs
M.A.B.C. Federal Credit UnionCredit union Philadelphia, PA74 out of 100, Strong$167K22.3%8.20%vs
Service Station Dealers Federal Credit UnionCredit union Phila, PA74 out of 100, Strong$129K84.1%0.00%vs
Pinn Memorial Federal Credit UnionCredit union Philadelphia, PA91 out of 100, Very strong$276K18.1%0.00%vs
Holy Trinity Baptist Federal Credit UnionCredit union Philadelphia, PA93 out of 100, Very strong$30K30.3%0.00%vs
Lonza Federal Credit UnionCredit union Williamsport, PA57 out of 100, Moderate$490K25.4%2.61%vs

Deposit insurance

Is my money safe at Wayland Temple Baptist Federal Credit Union?

Yes. Wayland Temple Baptist Federal Credit Union is a federally insured credit union (NCUA charter #22007). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.80%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Wayland Temple Baptist Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Wayland Temple Baptist Federal Credit Union
Type
Federal credit union
NCUA charter #
22007
RSSD ID
680783
Primary regulator
NCUA
Established
1975
Headquarters
2500 Cecil B Moore Ave, Philadelphia, PA 19121

Quick answers

Wayland Temple Baptist Federal Credit Union: common questions

Is Wayland Temple Baptist Federal Credit Union NCUA insured?

Yes. Wayland Temple Baptist Federal Credit Union is a federally insured credit union (NCUA charter #22007). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Wayland Temple Baptist Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Wayland Temple Baptist Federal Credit Union have?

1 office as of the latest NCUA data.

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