TellerScore

The Catholic Credit Union (NCUA charter #63177) is based in Avon Lake, Ohio. Its Q2 2026 call report shows $11.3M in total assets and $9.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, The Catholic Credit Union scores 83/100, which we describe as strong. That is higher than 72% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 41st. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (43/100; 0.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion81/100
Net worth ratio: 13.09%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings43/100
Return on assets (annualized): 0.57%
Funding & liquidity100/100
Loans ÷ shares: 53.3% · 1.6% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (81 → 83), mostly because the earnings component improved by 3 points.

TellerScore
798285Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202479
Q3 202482
Q4 202481
Q1 202581
Q2 202581
Q3 202585
Q4 202581
Q1 202681
Q2 202683
Net worth ratio
7.00%10.32%13.63%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.07%
Q3 202412.71%
Q4 202412.63%
Q1 202512.76%
Q2 202512.86%
Q3 202513.46%
Q4 202513.63%
Q1 202613.07%
Q2 202613.09%
Delinquent loans (60+ days)
0.00%0.19%0.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.01%
Q3 20240.01%
Q4 20240.00%
Q1 20250.00%
Q2 20250.04%
Q3 20250.04%
Q4 20250.38%
Q1 20260.18%
Q2 20260.00%
Return on assets
0.41%0.54%0.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.41%
Q3 20240.59%
Q4 20240.51%
Q1 20250.49%
Q2 20250.50%
Q3 20250.66%
Q4 20250.63%
Q1 20260.47%
Q2 20260.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$11.3M13.09%0.00%0.57%53.3%
Q1 202681$11.1M13.07%0.18%0.47%55.3%
Q4 202581$10.6M13.63%0.38%0.63%62.2%
Q3 202585$10.6M13.46%0.04%0.66%60.0%
Q2 202581$10.9M12.86%0.04%0.50%59.6%
Q1 202581$10.9M12.76%0.00%0.49%57.7%
Q4 202481$10.9M12.63%0.00%0.51%56.8%
Q3 202482$10.8M12.71%0.01%0.59%59.0%
Q2 202479$11.1M12.07%0.01%0.41%57.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.09%
40th
Problem loans0.00%
94th
Net charge-offs0.34%
36th
Return on assets0.57%
46th
Loans to deposits53.3%
58th
Uninsured deposits1.6%
48th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Whitewater Community Credit UnionCredit union Harrison, OH69 out of 100, Moderate$11.3M10.5%0.06%vs
Middletown Area Schools Credit UnionCredit union Middletown, OH84 out of 100, Strong$11.3M15.2%1.09%vs
Local 50 Plumbers & Steamftrs Federal Credit UnionCredit union Northwood, OH80 out of 100, Strong$11.6M15.4%1.54%vs
Sorg Bay West Federal Credit UnionCredit union Middletown, OH17 out of 100, Low$11.6M5.0%6.08%vs
Ytr Community Federal Credit UnionCredit union Tiltonsville, OH77 out of 100, Strong$12.1M15.1%1.65%vs
L. E. O. Credit UnionCredit union Painesville, OH53 out of 100, Below average$10.4M24.6%7.96%vs

Deposit insurance

Is my money safe at The Catholic Credit Union?

Yes. The Catholic Credit Union is a federally insured credit union (NCUA charter #63177). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.6% of shares and deposits ($157K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.09%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

The Catholic Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
The Catholic Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63177
RSSD ID
359098
Primary regulator
State + NCUA
Established
1956
Headquarters
P.O. Box 262, Avon Lake, OH 44012
Employees
4

Quick answers

The Catholic Credit Union: common questions

Is The Catholic Credit Union NCUA insured?

Yes. The Catholic Credit Union is a federally insured credit union (NCUA charter #63177). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is The Catholic Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does The Catholic Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Avon Lake

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs