TellerScore

Headquartered in Lafayette, Indiana, Tippecanoe Federal Credit Union is a federal credit union with $15.4M in total assets and $13.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1953.

Tippecanoe Federal Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 56th. Funding & liquidity contributes the most (100/100, 46% loans-to-deposits, 4% uninsured); earnings contributes the least (34/100, 0.36%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.90%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.64%
Earnings34/100
Return on assets (annualized): 0.36%
Funding & liquidity100/100
Loans ÷ shares: 45.7% · 3.6% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.98%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (69 → 75), mostly because the loan quality component improved by 19 points.

TellerScore
526475Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202466
Q4 202452
Q1 202557
Q2 202569
Q3 202573
Q4 202574
Q1 202666
Q2 202675
Net worth ratio
7.00%9.99%12.98%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.77%
Q3 202412.45%
Q4 202412.20%
Q1 202511.75%
Q2 202512.52%
Q3 202512.78%
Q4 202512.98%
Q1 202612.55%
Q2 202612.90%
Delinquent loans (60+ days)
0.64%1.99%3.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.11%
Q3 20241.62%
Q4 20243.33%
Q1 20252.02%
Q2 20251.21%
Q3 20251.22%
Q4 20251.44%
Q1 20260.74%
Q2 20260.64%
Return on assets
-1.04%0.01%1.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.26%
Q3 20240.50%
Q4 20240.45%
Q1 20250.16%
Q2 20250.34%
Q3 20250.87%
Q4 20251.06%
Q1 2026-1.04%
Q2 20260.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$15.4M12.90%0.64%0.36%45.7%
Q1 202666$15.3M12.55%0.74%-1.04%46.2%
Q4 202574$15.1M12.98%1.44%1.06%49.0%
Q3 202573$14.8M12.78%1.22%0.87%50.0%
Q2 202569$14.5M12.52%1.21%0.34%51.4%
Q1 202557$15.3M11.75%2.02%0.16%50.2%
Q4 202452$14.7M12.20%3.33%0.45%53.1%
Q3 202466$14.3M12.45%1.62%0.50%55.3%
Q2 202457$14.9M11.77%2.11%0.26%54.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.90%
39th
Problem loans0.64%
52nd
Net charge-offs0.90%
16th
Return on assets0.36%
35th
Loans to deposits45.7%
70th
Uninsured deposits3.6%
31st
Loan-loss reserves0.00%
37th
Texas ratio2.0%
52nd

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Profinance Federal Credit UnionCredit union Merrillville, IN59 out of 100, Moderate$15.0M20.0%3.79%vs
Clifty Creek Employees Federal Credit UnionCredit union Madison, IN79 out of 100, Strong$16.3M16.9%0.00%vs
Wayne County Federal Credit UnionCredit union Richmond, IN89 out of 100, Very strong$13.5M14.3%0.00%vs
Jefferson Community Federal Credit UnionCredit union Madison, IN79 out of 100, Strong$18.0M10.7%0.05%vs
A H E Plant 3 Federal Credit UnionCredit union Winchester, IN100 out of 100, Very strong$12.2M19.9%0.07%vs
Generations Federal Credit UnionCredit union LA Porte, IN88 out of 100, Very strong$12.2M14.4%0.59%vs

Deposit insurance

Is my money safe at Tippecanoe Federal Credit Union?

Yes. Tippecanoe Federal Credit Union is a federally insured credit union (NCUA charter #8654). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($482K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.90%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Tippecanoe Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Tippecanoe Federal Credit Union
Type
Federal credit union
NCUA charter #
8654
RSSD ID
136589
Primary regulator
NCUA
Established
1953
Headquarters
Po Box 4975, Lafayette, IN 47903
Employees
3

Quick answers

Tippecanoe Federal Credit Union: common questions

Is Tippecanoe Federal Credit Union NCUA insured?

Yes. Tippecanoe Federal Credit Union is a federally insured credit union (NCUA charter #8654). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Tippecanoe Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Tippecanoe Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lafayette

InstitutionScoreAssetsCapitalProblem loansCompare
Alliance BankBank Francesville, IN88 out of 100, Very strong$454.8M12.4%0.01%vs
Staley Credit UnionCredit union Decatur, IL80 out of 100, Strong$228.5M11.8%0.13%vs
Purdue Federal Credit UnionCredit union West Lafayette, IN75 out of 100, Strong$2.1B11.2%0.17%vs
1st Source BankBank South Bend, IN75 out of 100, Strong$9.3B13.7%0.99%vs
Kentland BankBank Kentland, IN75 out of 100, Strong$419.4M12.5%0.56%vs
Horizon BankBank Michigan City, IN72 out of 100, Strong$6.5B10.5%0.70%vs