TellerScore

Headquartered in Wilkes Barre, Pennsylvania, Wyoming Valley Educational Empl Federal Credit Union is a federal credit union with $56.0M in total assets and $51.0M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1938.

Based on its Q2 2026 filing, Wyoming Valley Educational Empl Federal Credit Union scores 67/100, which we describe as moderate. That is higher than only 34% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 190th. Its strongest component is funding & liquidity (100/100; 14% loans-to-deposits, 5% uninsured), and its lowest is earnings (35/100; 0.37%).

TellerScore · Q2 2026

Scorecard

Capital cushion40/100
Net worth ratio: 9.00%
Loan quality93/100
Loans 60+ days delinquent ÷ total loans: 0.22%
Earnings35/100
Return on assets (annualized): 0.37%
Funding & liquidity100/100
Loans ÷ shares: 14.2% · 4.8% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (67 → 67).

TellerScore
666870Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202466
Q3 202468
Q4 202468
Q1 202568
Q2 202567
Q3 202570
Q4 202570
Q1 202669
Q2 202667
Net worth ratio
7.00%8.04%9.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.63%
Q3 20248.88%
Q4 20248.86%
Q1 20258.73%
Q2 20258.80%
Q3 20259.07%
Q4 20259.00%
Q1 20269.09%
Q2 20269.00%
Delinquent loans (60+ days)
0.00%0.18%0.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.05%
Q4 20240.13%
Q1 20250.00%
Q2 20250.37%
Q3 20250.25%
Q4 20250.16%
Q1 20260.13%
Q2 20260.22%
Return on assets
0.13%0.41%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.13%
Q3 20240.36%
Q4 20240.37%
Q1 20250.31%
Q2 20250.62%
Q3 20250.69%
Q4 20250.64%
Q1 20260.39%
Q2 20260.37%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$56.0M9.00%0.22%0.37%14.2%
Q1 202669$54.9M9.09%0.13%0.39%14.8%
Q4 202570$54.8M9.00%0.16%0.64%14.9%
Q3 202570$53.6M9.07%0.25%0.69%14.7%
Q2 202567$54.1M8.80%0.37%0.62%14.6%
Q1 202568$53.0M8.73%0.00%0.31%14.8%
Q4 202468$51.8M8.86%0.13%0.37%15.1%
Q3 202468$51.0M8.88%0.05%0.36%15.4%
Q2 202466$51.3M8.63%0.00%0.13%15.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.00%
9th
Problem loans0.22%
72nd
Net charge-offs0.04%
64th
Return on assets0.37%
36th
Loans to deposits14.2%
97th
Uninsured deposits4.8%
22nd
Loan-loss reserves0.00%
37th
Texas ratio0.3%
78th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Pittsburgh City Hall Employees Federal Credit UnionCredit union Pittsburgh, PA54 out of 100, Below average$55.9M9.1%1.18%vs
Forge Federal Credit UnionCredit union Upper Darby, PA82 out of 100, Strong$55.9M20.5%1.83%vs
Lancaster Red Rose Credit UnionCredit union Leola, PA92 out of 100, Very strong$54.8M14.9%0.61%vs
Glatco Credit UnionCredit union Spring Grove, PA90 out of 100, Very strong$54.1M16.2%0.79%vs
Penn Federal Credit UnionCredit union Philadelphia, PA71 out of 100, Strong$54.1M24.8%2.02%vs
Elliott Community Federal Credit UnionCredit union Jeannette, PA86 out of 100, Very strong$53.7M15.2%0.38%vs

Deposit insurance

Is my money safe at Wyoming Valley Educational Empl Federal Credit Union?

Yes. Wyoming Valley Educational Empl Federal Credit Union is a federally insured credit union (NCUA charter #2657). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.8% of shares and deposits ($2.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.00%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Wyoming Valley Educational Empl Federal Credit Union lists 3 offices in 3 cities. Most locations:

  • Plains, PA (1)
  • Shavertown, PA (1)
  • Wyoming, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Wyoming Valley Educational Empl Federal Credit Union
Type
Federal credit union
NCUA charter #
2657
RSSD ID
960579
Primary regulator
NCUA
Established
1938
Headquarters
P.O. Box 1194, Wilkes Barre, PA 18703
Employees
5

Quick answers

Wyoming Valley Educational Empl Federal Credit Union: common questions

Is Wyoming Valley Educational Empl Federal Credit Union NCUA insured?

Yes. Wyoming Valley Educational Empl Federal Credit Union is a federally insured credit union (NCUA charter #2657). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Wyoming Valley Educational Empl Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Wyoming Valley Educational Empl Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Wilkes Barre

InstitutionScoreAssetsCapitalProblem loansCompare
P & G Mehoopany Employees Federal Credit UnionCredit union Tunkhannock, PA95 out of 100, Very strong$195.3M14.8%0.14%vs
Corner Post Federal Credit UnionCredit union Wilkes Barre, PA92 out of 100, Very strong$99.4M17.7%0.91%vs
Citymark Federal Credit UnionCredit union Plains, PA86 out of 100, Very strong$152.2M16.2%0.88%vs
Ufcw Community Federal Credit UnionCredit union Wyoming, PA86 out of 100, Very strong$181.4M15.3%1.18%vs
The Honesdale National BankBank Honesdale, PA84 out of 100, Strong$1.2B13.7%0.24%vs
PS BankBank Wyalusing, PA83 out of 100, Strong$674.5M11.2%0.10%vs