California · HMDA 2025
Mortgage lenders in Nevada County, CA
307 lenders reported 4,758 home-loan applications in Nevada County in 2025. 2,457 closed as loans ($1.1B), 722 were denied — a 21.5% denial rate on decided applications, close to the California rate of 22.3%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,758
- Loans originated
- 2,457
- Purchase / refinance
- 1,197 / 782
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nevada County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 442 | 9.3% | — |
| 2 | Rocket Mortgage, LLC | 218 | 4.6% | — |
| 3 | THE LOAN STORE, INC. | 213 | 4.5% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 153 | 3.2% | 14.1% |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 146 | 3.1% | 44.7% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 116 | 2.4% | — |
| 7 | Tri Counties Bank 70 out of 100, Strong | 109 | 2.3% | 34.2% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 104 | 2.2% | 39.5% |
| 9 | THE GOLDEN 1 | 99 | 2.1% | — |
| 10 | SPRING EQ, LLC | 92 | 1.9% | — |
| 11 | FIGURE LENDING LLC | 90 | 1.9% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 90 | 1.9% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 88 | 1.8% | — |
| 14 | GUILD MORTGAGE COMPANY | 86 | 1.8% | — |
| 15 | AMERICAN PACIFIC MORTGAGE CORPORATION | 83 | 1.7% | — |
| 16 | NEWREZ LLC | 81 | 1.7% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 80 | 1.7% | — |
| 18 | BMO Bank National Association 83 out of 100, Strong | 73 | 1.5% | 40.5% |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 71 | 1.5% | — |
| 20 | KIND LENDING, LLC | 69 | 1.5% | — |
| 21 | MOVEMENT MORTGAGE, LLC | 66 | 1.4% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 65 | 1.4% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 64 | 1.3% | 3.0% |
| 24 | ALAMEDA MORTGAGE CORPORATION | 60 | 1.3% | — |
| 25 | SIERRA CENTRAL CREDIT UNION 67 out of 100, Moderate | 56 | 1.2% | 28.9% |
| 26 | Loandepot.Com, LLC | 52 | 1.1% | — |
| 27 | Sierra Pacific Mortgage Company, Inc. | 50 | 1.1% | — |
| 28 | GUARANTEED RATE, INC. | 46 | 1.0% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 41 | 0.9% | 32.9% |
| 30 | Broker Solutions, Inc. | 40 | 0.8% | — |
| 31 | CMG MORTGAGE, INC. | 37 | 0.8% | — |
| 32 | PHH Mortgage Corporation | 37 | 0.8% | — |
| 33 | Mortgage Research Center, LLC | 36 | 0.8% | — |
| 34 | AmeriSave Mortgage Corporation | 34 | 0.7% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 34 | 0.7% | — |
| 36 | SCHOOLSFIRST | 33 | 0.7% | — |
| 37 | Synergy One Lending, Inc. | 32 | 0.7% | — |
| 38 | Banner Bank 72 out of 100, Strong | 32 | 0.7% | 35.6% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 31 | 0.7% | 22.2% |
| 40 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 29 | 0.6% | — |
Top 40 of 307 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps