California · HMDA 2025
Mortgage lenders in Stanislaus County, CA
379 lenders reported 16,701 home-loan applications in Stanislaus County in 2025. 7,872 closed as loans ($2.5B), 2,734 were denied — a 24.4% denial rate on decided applications, above the California rate of 22.3%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16,701
- Loans originated
- 7,872
- Purchase / refinance
- 4,079 / 2,405
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stanislaus County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,307 | 7.8% | — |
| 2 | Rocket Mortgage, LLC | 1,051 | 6.3% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 622 | 3.7% | 14.1% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 520 | 3.1% | — |
| 5 | GUARANTEED RATE, INC. | 500 | 3.0% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 495 | 3.0% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 485 | 2.9% | — |
| 8 | SPRING EQ, LLC | 433 | 2.6% | — |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 419 | 2.5% | 44.7% |
| 10 | FREEDOM MORTGAGE CORPORATION | 395 | 2.4% | — |
| 11 | NEWREZ LLC | 376 | 2.3% | — |
| 12 | THE GOLDEN 1 | 366 | 2.2% | — |
| 13 | FIGURE LENDING LLC | 327 | 2.0% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 314 | 1.9% | 39.5% |
| 15 | BMO Bank National Association 83 out of 100, Strong | 313 | 1.9% | 40.5% |
| 16 | NATIONSTAR MORTGAGE LLC | 310 | 1.9% | — |
| 17 | KIND LENDING, LLC | 305 | 1.8% | — |
| 18 | Loandepot.Com, LLC | 302 | 1.8% | — |
| 19 | AMERICAN PACIFIC MORTGAGE CORPORATION | 262 | 1.6% | — |
| 20 | SCENIC OAKS FUNDING, LLC | 259 | 1.6% | — |
| 21 | GUILD MORTGAGE COMPANY | 257 | 1.5% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 227 | 1.4% | 3.0% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 223 | 1.3% | — |
| 24 | THE LOAN STORE, INC. | 221 | 1.3% | — |
| 25 | KBHS HOME LOANS, LLC | 220 | 1.3% | — |
| 26 | Broker Solutions, Inc. | 184 | 1.1% | — |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 163 | 1.0% | 22.2% |
| 28 | 21st Mortgage Corporation | 161 | 1.0% | — |
| 29 | Paramount Residential Mortgage Group, Inc. | 148 | 0.9% | — |
| 30 | FlexPoint, Inc. | 136 | 0.8% | — |
| 31 | PNC Bank, National Association 62 out of 100, Moderate | 132 | 0.8% | 33.8% |
| 32 | AmeriSave Mortgage Corporation | 128 | 0.8% | — |
| 33 | OCMBC, INC. | 128 | 0.8% | — |
| 34 | Synergy One Lending, Inc. | 127 | 0.8% | — |
| 35 | PLANET HOME LENDING, LLC | 121 | 0.7% | — |
| 36 | Kiavi Funding, Inc. | 119 | 0.7% | — |
| 37 | LENNAR MORTGAGE, LLC | 113 | 0.7% | — |
| 38 | TRIAD FINANCIAL SERVICES, INC. | 112 | 0.7% | — |
| 39 | DHI MORTGAGE COMPANY, LTD. | 109 | 0.7% | — |
| 40 | Mortgage Research Center, LLC | 104 | 0.6% | — |
Top 40 of 379 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps