California · HMDA 2025
Mortgage lenders in Tulare County, CA
341 lenders reported 14,368 home-loan applications in Tulare County in 2025. 6,843 closed as loans ($2.0B), 2,180 were denied — a 22.9% denial rate on decided applications, close to the California rate of 22.3%. The three most active lenders handled 17% of applications, led by GOLDEN EMPIRE MORTGAGE, INC.. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,368
- Loans originated
- 6,843
- Purchase / refinance
- 3,845 / 1,992
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Tulare County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GOLDEN EMPIRE MORTGAGE, INC. | 1,015 | 7.1% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 790 | 5.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 645 | 4.5% | — |
| 4 | Rocket Mortgage, LLC | 614 | 4.3% | — |
| 5 | ALAMEDA MORTGAGE CORPORATION | 490 | 3.4% | — |
| 6 | NEWREZ LLC | 462 | 3.2% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 442 | 3.1% | 14.1% |
| 8 | FREEDOM MORTGAGE CORPORATION | 441 | 3.1% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 410 | 2.9% | — |
| 10 | Commerce Home Mortgage, Inc. | 404 | 2.8% | — |
| 11 | EDUCATIONAL EMPLOYEES CREDIT UNION 96 out of 100, Very strong | 402 | 2.8% | 52.0% |
| 12 | DHI MORTGAGE COMPANY, LTD. | 383 | 2.7% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 334 | 2.3% | 44.7% |
| 14 | NATIONSTAR MORTGAGE LLC | 319 | 2.2% | — |
| 15 | FIGURE LENDING LLC | 292 | 2.0% | — |
| 16 | Loandepot.Com, LLC | 290 | 2.0% | — |
| 17 | KIND LENDING, LLC | 254 | 1.8% | — |
| 18 | SPRING EQ, LLC | 245 | 1.7% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 226 | 1.6% | 39.5% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 224 | 1.6% | — |
| 21 | VALLEY STRONG CREDIT UNION 51 out of 100, Below average | 190 | 1.3% | 25.3% |
| 22 | Coastal Community Bank 35 out of 100, Low | 178 | 1.2% | 3.0% |
| 23 | PLANET HOME LENDING, LLC | 149 | 1.0% | — |
| 24 | AmeriSave Mortgage Corporation | 142 | 1.0% | — |
| 25 | Mortgage Research Center, LLC | 135 | 0.9% | — |
| 26 | PACIFIC LENDING LLC | 134 | 0.9% | — |
| 27 | GUARANTEED RATE, INC. | 133 | 0.9% | — |
| 28 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 124 | 0.9% | — |
| 29 | Broker Solutions, Inc. | 119 | 0.8% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 117 | 0.8% | 32.9% |
| 31 | OCMBC, INC. | 106 | 0.7% | — |
| 32 | CMG MORTGAGE, INC. | 104 | 0.7% | — |
| 33 | BMO Bank National Association 83 out of 100, Strong | 99 | 0.7% | 40.5% |
| 34 | CLM MORTGAGE, INC. | 99 | 0.7% | — |
| 35 | PHH Mortgage Corporation | 95 | 0.7% | — |
| 36 | 21st Mortgage Corporation | 94 | 0.7% | — |
| 37 | THE GOLDEN 1 | 90 | 0.6% | — |
| 38 | INSPIRE HOME LOANS INC. | 88 | 0.6% | — |
| 39 | MLD MORTGAGE INC. | 82 | 0.6% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 82 | 0.6% | — |
Top 40 of 341 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps