Colorado · HMDA 2025
Mortgage lenders in El Paso County, CO
548 lenders reported 40,529 home-loan applications in El Paso County in 2025. 22,428 closed as loans ($8.3B), 5,217 were denied — a 17.7% denial rate on decided applications, below the Colorado rate of 19.6%. The three most active lenders handled 30% of applications, led by ENT Credit Union. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 40,529
- Loans originated
- 22,428
- Purchase / refinance
- 11,521 / 7,079
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in El Paso County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ENT Credit Union | 6,521 | 16.1% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 3,917 | 9.7% | — |
| 3 | Rocket Mortgage, LLC | 1,636 | 4.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 1,505 | 3.7% | — |
| 5 | FREEDOM MORTGAGE CORPORATION | 1,370 | 3.4% | — |
| 6 | NEWREZ LLC | 1,242 | 3.1% | — |
| 7 | Mortgage Research Center, LLC | 1,138 | 2.8% | — |
| 8 | GUARANTEED RATE, INC. | 950 | 2.3% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 945 | 2.3% | 32.9% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 742 | 1.8% | 14.1% |
| 11 | GUILD MORTGAGE COMPANY | 574 | 1.4% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 511 | 1.3% | 39.5% |
| 13 | Loandepot.Com, LLC | 446 | 1.1% | — |
| 14 | LAKEVIEW LOAN SERVICING, LLC | 434 | 1.1% | — |
| 15 | Fairway Independent Mortgage Corporation | 423 | 1.0% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 387 | 1.0% | — |
| 17 | NFM, INC. | 376 | 0.9% | — |
| 18 | PHH Mortgage Corporation | 376 | 0.9% | — |
| 19 | SPRING EQ, LLC | 375 | 0.9% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 375 | 0.9% | — |
| 21 | CMG MORTGAGE, INC. | 373 | 0.9% | — |
| 22 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 368 | 0.9% | 30.8% |
| 23 | The Central Trust Bank 69 out of 100, Moderate | 341 | 0.8% | 10.4% |
| 24 | Broker Solutions, Inc. | 335 | 0.8% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 325 | 0.8% | — |
| 26 | FLAT BRANCH MORTGAGE, INC. | 303 | 0.7% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 302 | 0.7% | 3.0% |
| 28 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 298 | 0.7% | — |
| 29 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 293 | 0.7% | 2.2% |
| 30 | PLANET HOME LENDING, LLC | 272 | 0.7% | — |
| 31 | NBH Bank 66 out of 100, Moderate | 268 | 0.7% | 16.8% |
| 32 | FIGURE LENDING LLC | 263 | 0.6% | — |
| 33 | Air Academy Federal Credit Union 59 out of 100, Moderate | 258 | 0.6% | 9.0% |
| 34 | THE LOAN STORE, INC. | 256 | 0.6% | — |
| 35 | 21st Mortgage Corporation | 243 | 0.6% | — |
| 36 | HOMEAMERICAN MORTGAGE CORPORATION | 237 | 0.6% | — |
| 37 | FirstBank | 235 | 0.6% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 232 | 0.6% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 221 | 0.5% | — |
| 40 | LOWER, LLC | 220 | 0.5% | — |
Top 40 of 548 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps
- Broomfield County 3,190 apps