Colorado · HMDA 2025
Mortgage lenders in Jefferson County, CO
546 lenders reported 28,409 home-loan applications in Jefferson County in 2025. 15,680 closed as loans ($7.1B), 3,442 were denied — a 17.2% denial rate on decided applications, below the Colorado rate of 19.6%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 28,409
- Loans originated
- 15,680
- Purchase / refinance
- 7,438 / 5,186
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,370 | 8.3% | — |
| 2 | Rocket Mortgage, LLC | 1,179 | 4.2% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,024 | 3.6% | — |
| 4 | BELLCO CREDIT UNION 55 out of 100, Moderate | 1,014 | 3.6% | 45.0% |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 866 | 3.0% | 14.1% |
| 6 | FirstBank | 803 | 2.8% | — |
| 7 | AMERICAN FINANCING CORPORATION | 669 | 2.4% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 629 | 2.2% | 39.5% |
| 9 | CANVAS CREDIT UNION 56 out of 100, Moderate | 618 | 2.2% | 17.3% |
| 10 | GUILD MORTGAGE COMPANY | 535 | 1.9% | — |
| 11 | CMG MORTGAGE, INC. | 534 | 1.9% | — |
| 12 | NEWREZ LLC | 466 | 1.6% | — |
| 13 | GUARANTEED RATE, INC. | 455 | 1.6% | — |
| 14 | ENT Credit Union | 451 | 1.6% | — |
| 15 | ELEVATIONS | 433 | 1.5% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 404 | 1.4% | — |
| 17 | WESTERRA CREDIT UNION 65 out of 100, Moderate | 403 | 1.4% | 29.1% |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 398 | 1.4% | — |
| 19 | PHH Mortgage Corporation | 372 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 350 | 1.2% | — |
| 21 | SPRING EQ, LLC | 344 | 1.2% | — |
| 22 | Fairway Independent Mortgage Corporation | 307 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 291 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 290 | 1.0% | 32.9% |
| 25 | THE LOAN STORE, INC. | 284 | 1.0% | — |
| 26 | CREDIT UNION OF DENVER 75 out of 100, Strong | 281 | 1.0% | 38.1% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 280 | 1.0% | 44.7% |
| 28 | FIGURE LENDING LLC | 277 | 1.0% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 269 | 0.9% | — |
| 30 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 265 | 0.9% | — |
| 31 | BMO Bank National Association 83 out of 100, Strong | 254 | 0.9% | 40.5% |
| 32 | LENNAR MORTGAGE, LLC | 239 | 0.8% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 238 | 0.8% | 3.0% |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 219 | 0.8% | — |
| 35 | Climb Credit Union | 216 | 0.8% | — |
| 36 | MOVEMENT MORTGAGE, LLC | 207 | 0.7% | — |
| 37 | The Huntington National Bank 59 out of 100, Moderate | 197 | 0.7% | 31.6% |
| 38 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 194 | 0.7% | 30.7% |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 188 | 0.7% | — |
| 40 | PROVIDENT FUNDING ASSOCIATES, L.P. | 176 | 0.6% | — |
Top 40 of 546 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps
- Broomfield County 3,190 apps