HMDA 2025
Mortgage lenders in Colorado
Lenders reported 291,674 home-loan applications for properties in Colorado in 2025; 156,159 became loans and the denial rate on decided applications was 19.6%. The busiest county was El Paso County with 40,529 applications.
Most active lenders across Colorado's counties
- UNITED SHORE FINANCIAL SERVICES, LLC 23,171 applications
- ENT Credit Union 13,177 applications
- Rocket Mortgage, LLC 11,672 applications
- PENNYMAC LOAN SERVICES, LLC 9,891 applications
- JPMorgan Chase Bank, National Association 8,197 applications
- GUILD MORTGAGE COMPANY 6,266 applications
- NEWREZ LLC 5,774 applications
- BELLCO CREDIT UNION 5,683 applications
- FREEDOM MORTGAGE CORPORATION 5,510 applications
- U.S. Bank National Association 5,165 applications
- FirstBank 4,965 applications
- GUARANTEED RATE, INC. 4,741 applications
- AMERICAN FINANCING CORPORATION 4,704 applications
- CANVAS CREDIT UNION 4,664 applications
- ELEVATIONS 4,001 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Adams County | 27,875 | 492 | 24.6% | 7,961 / 3,704 |
| Alamosa County | 352 | 93 | 28.5% | 79 / 68 |
| Arapahoe County | 29,851 | 515 | 21.3% | 8,245 / 4,554 |
| Archuleta County | 994 | 168 | 19.3% | 284 / 160 |
| Baca County | 54 | 29 | 42.1% | 11 / 9 |
| Bent County | 106 | 44 | 15.1% | 32 / 19 |
| Boulder County | 11,982 | 417 | 15.4% | 3,370 / 2,493 |
| Broomfield County | 3,190 | 266 | 15.9% | 912 / 539 |
| Chaffee County | 1,175 | 200 | 16.4% | 372 / 235 |
| Cheyenne County | 62 | 31 | 28.3% | 13 / 10 |
| Clear Creek County | 623 | 156 | 22.8% | 159 / 105 |
| Conejos County | 133 | 55 | 34.4% | 25 / 23 |
| Costilla County | 168 | 69 | 43.1% | 30 / 22 |
| Crowley County | 102 | 45 | 40.3% | 19 / 16 |
| Custer County | 360 | 124 | 23.7% | 82 / 66 |
| Delta County | 1,566 | 181 | 18.9% | 422 / 261 |
| Denver County | 27,105 | 553 | 19.9% | 7,747 / 4,375 |
| Dolores County | 82 | 39 | 28.3% | 20 / 13 |
| Douglas County | 23,880 | 512 | 16.8% | 6,607 / 3,895 |
| Eagle County | 2,824 | 267 | 19.7% | 690 / 477 |
| Elbert County | 2,645 | 260 | 22.1% | 748 / 372 |
| El Paso County | 40,529 | 548 | 17.7% | 11,521 / 7,079 |
| Fremont County | 2,482 | 241 | 23.1% | 597 / 450 |
| Garfield County | 3,352 | 235 | 23.9% | 792 / 524 |
| Gilpin County | 456 | 115 | 21.7% | 90 / 93 |
| Grand County | 1,795 | 238 | 18.9% | 579 / 278 |
| Gunnison County | 916 | 194 | 21.1% | 260 / 145 |
| Hinsdale County | 52 | 34 | 35.1% | 13 / 8 |
| Huerfano County | 341 | 113 | 33.3% | 67 / 58 |
| Jackson County | 55 | 31 | 22.0% | 18 / 11 |
| Jefferson County | 28,409 | 546 | 17.2% | 7,438 / 5,186 |
| Kiowa County | 38 | 23 | 29.2% | 7 / 5 |
| Kit Carson County | 237 | 73 | 28.6% | 59 / 37 |
| Lake County | 406 | 122 | 15.9% | 122 / 71 |
| La Plata County | 2,567 | 267 | 17.0% | 704 / 485 |
| Larimer County | 17,770 | 463 | 17.0% | 5,065 / 2,883 |
| Las Animas County | 462 | 123 | 25.3% | 100 / 76 |
| Lincoln County | 234 | 71 | 25.5% | 65 / 35 |
| Logan County | 757 | 123 | 20.3% | 213 / 118 |
| Mesa County | 9,196 | 323 | 17.8% | 2,617 / 1,462 |
| Mineral County | 53 | 29 | 7.7% | 18 / 11 |
| Moffat County | 582 | 109 | 26.9% | 189 / 93 |
| Montezuma County | 911 | 154 | 21.6% | 255 / 156 |
| Montrose County | 1,979 | 187 | 20.5% | 602 / 309 |
| Morgan County | 1,244 | 168 | 22.7% | 364 / 176 |
| Otero County | 600 | 111 | 26.3% | 162 / 111 |
| Ouray County | 335 | 105 | 22.1% | 102 / 47 |
| Park County | 1,818 | 238 | 22.8% | 514 / 274 |
| Phillips County | 160 | 43 | 22.2% | 58 / 20 |
| Pitkin County | 839 | 146 | 17.0% | 209 / 152 |
| Prowers County | 245 | 63 | 21.9% | 85 / 34 |
| Pueblo County | 8,319 | 325 | 21.8% | 2,142 / 1,569 |
| Rio Blanco County | 331 | 85 | 21.4% | 99 / 53 |
| Rio Grande County | 409 | 106 | 22.8% | 95 / 77 |
| Routt County | 1,427 | 221 | 17.2% | 381 / 265 |
| Saguache County | 255 | 90 | 27.8% | 57 / 22 |
| San Juan County | 84 | 41 | 38.7% | 15 / 10 |
| San Miguel County | 459 | 116 | 22.7% | 129 / 61 |
| Sedgwick County | 81 | 36 | 34.7% | 22 / 8 |
| Summit County | 2,640 | 265 | 20.0% | 897 / 380 |
| Teller County | 2,021 | 229 | 19.9% | 582 / 304 |
| Washington County | 198 | 64 | 27.0% | 52 / 26 |
| Weld County | 21,307 | 460 | 21.3% | 6,270 / 3,226 |
| Yuma County | 194 | 59 | 19.3% | 58 / 36 |