Colorado · HMDA 2025
Mortgage lenders in Adams County, CO
492 lenders reported 27,875 home-loan applications in Adams County in 2025. 13,839 closed as loans ($5.0B), 4,786 were denied — a 24.6% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 14% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 27,875
- Loans originated
- 13,839
- Purchase / refinance
- 7,961 / 3,704
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adams County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,093 | 7.5% | — |
| 2 | Rocket Mortgage, LLC | 983 | 3.5% | — |
| 3 | BELLCO CREDIT UNION 55 out of 100, Moderate | 911 | 3.3% | 45.0% |
| 4 | AMERICAN FINANCING CORPORATION | 880 | 3.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 818 | 2.9% | — |
| 6 | 21st Mortgage Corporation | 712 | 2.6% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 700 | 2.5% | 14.1% |
| 8 | FREEDOM MORTGAGE CORPORATION | 637 | 2.3% | — |
| 9 | GUARANTEED RATE, INC. | 566 | 2.0% | — |
| 10 | ENT Credit Union | 551 | 2.0% | — |
| 11 | CANVAS CREDIT UNION 56 out of 100, Moderate | 549 | 2.0% | 17.3% |
| 12 | NEWREZ LLC | 529 | 1.9% | — |
| 13 | GUILD MORTGAGE COMPANY | 523 | 1.9% | — |
| 14 | HOMEAMERICAN MORTGAGE CORPORATION | 459 | 1.6% | — |
| 15 | Loandepot.Com, LLC | 427 | 1.5% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 399 | 1.4% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 394 | 1.4% | 39.5% |
| 18 | FirstBank | 392 | 1.4% | — |
| 19 | LENNAR MORTGAGE, LLC | 383 | 1.4% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 382 | 1.4% | — |
| 21 | NEST HOME LENDING, LLC | 381 | 1.4% | — |
| 22 | CMG MORTGAGE, INC. | 369 | 1.3% | — |
| 23 | Broker Solutions, Inc. | 354 | 1.3% | — |
| 24 | KBHS HOME LOANS, LLC | 350 | 1.3% | — |
| 25 | SPRING EQ, LLC | 333 | 1.2% | — |
| 26 | Loan Simple, Inc. | 332 | 1.2% | — |
| 27 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 328 | 1.2% | 2.2% |
| 28 | PHH Mortgage Corporation | 320 | 1.1% | — |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 298 | 1.1% | — |
| 30 | Fairway Independent Mortgage Corporation | 262 | 0.9% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 256 | 0.9% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 236 | 0.8% | 32.9% |
| 33 | ELEVATIONS | 235 | 0.8% | — |
| 34 | DHI MORTGAGE COMPANY, LTD. | 222 | 0.8% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 217 | 0.8% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 213 | 0.8% | 3.0% |
| 37 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 205 | 0.7% | — |
| 38 | Mortgage Research Center, LLC | 195 | 0.7% | — |
| 39 | The Huntington National Bank 59 out of 100, Moderate | 187 | 0.7% | 31.6% |
| 40 | FIGURE LENDING LLC | 185 | 0.7% | — |
Top 40 of 492 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps
- Broomfield County 3,190 apps