Colorado · HMDA 2025
Mortgage lenders in Arapahoe County, CO
515 lenders reported 29,851 home-loan applications in Arapahoe County in 2025. 15,678 closed as loans ($6.8B), 4,491 were denied — a 21.3% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 29,851
- Loans originated
- 15,678
- Purchase / refinance
- 8,245 / 4,554
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Arapahoe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,658 | 8.9% | — |
| 2 | Rocket Mortgage, LLC | 1,259 | 4.2% | — |
| 3 | BELLCO CREDIT UNION 55 out of 100, Moderate | 1,224 | 4.1% | 45.0% |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 947 | 3.2% | 14.1% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 890 | 3.0% | — |
| 6 | AMERICAN FINANCING CORPORATION | 826 | 2.8% | — |
| 7 | CANVAS CREDIT UNION 56 out of 100, Moderate | 695 | 2.3% | 17.3% |
| 8 | ENT Credit Union | 666 | 2.2% | — |
| 9 | GUILD MORTGAGE COMPANY | 659 | 2.2% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 568 | 1.9% | 39.5% |
| 11 | NEWREZ LLC | 535 | 1.8% | — |
| 12 | FirstBank | 534 | 1.8% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 531 | 1.8% | — |
| 14 | GUARANTEED RATE, INC. | 485 | 1.6% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 475 | 1.6% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 419 | 1.4% | 32.9% |
| 17 | SPRING EQ, LLC | 377 | 1.3% | — |
| 18 | CMG MORTGAGE, INC. | 366 | 1.2% | — |
| 19 | Fairway Independent Mortgage Corporation | 366 | 1.2% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 349 | 1.2% | — |
| 21 | Broker Solutions, Inc. | 331 | 1.1% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 299 | 1.0% | 44.7% |
| 23 | LENNAR MORTGAGE, LLC | 288 | 1.0% | — |
| 24 | WESTERRA CREDIT UNION 65 out of 100, Moderate | 286 | 1.0% | 29.1% |
| 25 | PHH Mortgage Corporation | 279 | 0.9% | — |
| 26 | Loan Simple, Inc. | 275 | 0.9% | — |
| 27 | Loandepot.Com, LLC | 264 | 0.9% | — |
| 28 | THE LOAN STORE, INC. | 262 | 0.9% | — |
| 29 | Mortgage Research Center, LLC | 260 | 0.9% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 254 | 0.9% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 245 | 0.8% | 3.0% |
| 32 | FIGURE LENDING LLC | 240 | 0.8% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 233 | 0.8% | — |
| 34 | BOKF, National Association 64 out of 100, Moderate | 229 | 0.8% | 27.5% |
| 35 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 224 | 0.8% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 220 | 0.7% | 33.8% |
| 37 | LOWER, LLC | 219 | 0.7% | — |
| 38 | The Huntington National Bank 59 out of 100, Moderate | 204 | 0.7% | 31.6% |
| 39 | MOVEMENT MORTGAGE, LLC | 201 | 0.7% | — |
| 40 | DHI MORTGAGE COMPANY, LTD. | 195 | 0.7% | — |
Top 40 of 515 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps
- Broomfield County 3,190 apps