Colorado · HMDA 2025
Mortgage lenders in Garfield County, CO
235 lenders reported 3,352 home-loan applications in Garfield County in 2025. 1,666 closed as loans ($735.0M), 571 were denied — a 23.9% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 24% of applications, led by Alpine Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,352
- Loans originated
- 1,666
- Purchase / refinance
- 792 / 524
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Garfield County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alpine Bank 73 out of 100, Strong | 524 | 15.6% | 13.2% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 145 | 4.3% | — |
| 3 | 21st Mortgage Corporation | 125 | 3.7% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 117 | 3.5% | — |
| 5 | Rocket Mortgage, LLC | 112 | 3.3% | — |
| 6 | BAY EQUITY LLC | 110 | 3.3% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 108 | 3.2% | — |
| 8 | FirstBank | 101 | 3.0% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 100 | 3.0% | — |
| 10 | ANB Bank 64 out of 100, Moderate | 98 | 2.9% | 17.9% |
| 11 | GUILD MORTGAGE COMPANY | 96 | 2.9% | — |
| 12 | GUARANTEED RATE, INC. | 82 | 2.4% | — |
| 13 | T2 FINANCIAL LLC | 82 | 2.4% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 70 | 2.1% | 14.1% |
| 15 | Bank of Colorado 74 out of 100, Strong | 70 | 2.1% | 12.4% |
| 16 | NEWREZ LLC | 65 | 1.9% | — |
| 17 | CANVAS CREDIT UNION 56 out of 100, Moderate | 51 | 1.5% | 17.3% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 50 | 1.5% | 39.5% |
| 19 | Fairway Independent Mortgage Corporation | 46 | 1.4% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 45 | 1.3% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 39 | 1.2% | — |
| 22 | SPRING EQ, LLC | 33 | 1.0% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 1.0% | — |
| 24 | Paramount Residential Mortgage Group, Inc. | 33 | 1.0% | — |
| 25 | PHH Mortgage Corporation | 32 | 1.0% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 29 | 0.9% | — |
| 27 | FIGURE LENDING LLC | 28 | 0.8% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 27 | 0.8% | 44.7% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 26 | 0.8% | — |
| 30 | AMERICAN FINANCING CORPORATION | 26 | 0.8% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 24 | 0.7% | 32.9% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 23 | 0.7% | 22.2% |
| 33 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 23 | 0.7% | 30.7% |
| 34 | Northpointe Bank 58 out of 100, Moderate | 22 | 0.7% | 10.4% |
| 35 | Broker Solutions, Inc. | 21 | 0.6% | — |
| 36 | Luminate Bank 47 out of 100, Below average | 20 | 0.6% | 4.3% |
| 37 | Loandepot.Com, LLC | 19 | 0.6% | — |
| 38 | Discover Bank | 18 | 0.5% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 18 | 0.5% | 3.0% |
| 40 | AmeriSave Mortgage Corporation | 17 | 0.5% | — |
Top 40 of 235 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Broomfield County 3,190 apps