Colorado · HMDA 2025
Mortgage lenders in Denver County, CO
553 lenders reported 27,105 home-loan applications in Denver County in 2025. 14,513 closed as loans ($7.2B), 3,821 were denied — a 19.9% denial rate on decided applications, close to the Colorado rate of 19.6%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 27,105
- Loans originated
- 14,513
- Purchase / refinance
- 7,747 / 4,375
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Denver County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,331 | 8.6% | — |
| 2 | Rocket Mortgage, LLC | 965 | 3.6% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 945 | 3.5% | 14.1% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 827 | 3.1% | — |
| 5 | BELLCO CREDIT UNION 55 out of 100, Moderate | 753 | 2.8% | 45.0% |
| 6 | GUILD MORTGAGE COMPANY | 634 | 2.3% | — |
| 7 | FirstBank | 626 | 2.3% | — |
| 8 | CANVAS CREDIT UNION 56 out of 100, Moderate | 619 | 2.3% | 17.3% |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 564 | 2.1% | 39.5% |
| 10 | GUARANTEED RATE, INC. | 517 | 1.9% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 507 | 1.9% | — |
| 12 | ENT Credit Union | 471 | 1.7% | — |
| 13 | AMERICAN FINANCING CORPORATION | 463 | 1.7% | — |
| 14 | ELEVATIONS | 433 | 1.6% | — |
| 15 | CMG MORTGAGE, INC. | 428 | 1.6% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 402 | 1.5% | 44.7% |
| 17 | NEWREZ LLC | 398 | 1.5% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 345 | 1.3% | — |
| 19 | WESTERRA CREDIT UNION 65 out of 100, Moderate | 333 | 1.2% | 29.1% |
| 20 | Fairway Independent Mortgage Corporation | 302 | 1.1% | — |
| 21 | THE LOAN STORE, INC. | 301 | 1.1% | — |
| 22 | PHH Mortgage Corporation | 289 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 288 | 1.1% | — |
| 24 | SPRING EQ, LLC | 288 | 1.1% | — |
| 25 | The Huntington National Bank 59 out of 100, Moderate | 277 | 1.0% | 31.6% |
| 26 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 269 | 1.0% | 30.7% |
| 27 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 255 | 0.9% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 244 | 0.9% | — |
| 29 | BMO Bank National Association 83 out of 100, Strong | 238 | 0.9% | 40.5% |
| 30 | FIGURE LENDING LLC | 227 | 0.8% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 225 | 0.8% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 223 | 0.8% | — |
| 33 | PNC Bank, National Association 62 out of 100, Moderate | 218 | 0.8% | 33.8% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 213 | 0.8% | 32.9% |
| 35 | UMB Bank, National Association 65 out of 100, Moderate | 213 | 0.8% | 30.5% |
| 36 | Coastal Community Bank 35 out of 100, Low | 209 | 0.8% | 3.0% |
| 37 | V.I.P. MORTGAGE, INC. | 204 | 0.8% | — |
| 38 | Climb Credit Union | 198 | 0.7% | — |
| 39 | Sunflower Bank, National Association 51 out of 100, Below average | 187 | 0.7% | 5.8% |
| 40 | BOKF, National Association 64 out of 100, Moderate | 184 | 0.7% | 27.5% |
Top 40 of 553 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps
- Broomfield County 3,190 apps