Florida · HMDA 2025
Mortgage lenders in Columbia County, FL
223 lenders reported 2,836 home-loan applications in Columbia County in 2025. 1,140 closed as loans ($244.8M), 656 were denied — a 34.7% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 22% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,836
- Loans originated
- 1,140
- Purchase / refinance
- 647 / 314
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Columbia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 262 | 9.2% | — |
| 2 | Florida Credit Union 75 out of 100, Strong | 198 | 7.0% | 70.0% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 151 | 5.3% | — |
| 4 | Rocket Mortgage, LLC | 140 | 4.9% | — |
| 5 | VYSTAR CREDIT UNION 51 out of 100, Below average | 103 | 3.6% | 48.8% |
| 6 | First Federal Bank 50 out of 100, Below average | 82 | 2.9% | 13.5% |
| 7 | CAMPUS USA CREDIT UNION 76 out of 100, Strong | 78 | 2.8% | 10.5% |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 76 | 2.7% | — |
| 9 | Mortgage Research Center, LLC | 75 | 2.6% | — |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 69 | 2.4% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 65 | 2.3% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 54 | 1.9% | — |
| 13 | AMERICAN FINANCIAL NETWORK, INC. | 52 | 1.8% | — |
| 14 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 52 | 1.8% | — |
| 15 | Radiant Credit Union 65 out of 100, Moderate | 50 | 1.8% | 41.0% |
| 16 | NEWREZ LLC | 48 | 1.7% | — |
| 17 | Broker Solutions, Inc. | 48 | 1.7% | — |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 45 | 1.6% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 43 | 1.5% | 32.9% |
| 20 | FREEDOM MORTGAGE CORPORATION | 37 | 1.3% | — |
| 21 | AmeriSave Mortgage Corporation | 32 | 1.1% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 29 | 1.0% | 44.7% |
| 23 | Loandepot.Com, LLC | 28 | 1.0% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 1.0% | — |
| 25 | PLANET HOME LENDING, LLC | 27 | 1.0% | — |
| 26 | NEW DAY FINANCIAL, LLC | 27 | 1.0% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 26 | 0.9% | — |
| 28 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 26 | 0.9% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 26 | 0.9% | — |
| 30 | UNION HOME MORTGAGE CORP. | 25 | 0.9% | — |
| 31 | FIGURE LENDING LLC | 24 | 0.8% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 24 | 0.8% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 24 | 0.8% | 3.0% |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 0.8% | 14.1% |
| 35 | Equity Prime Mortgage LLC | 22 | 0.8% | — |
| 36 | TD Bank, National Association 63 out of 100, Moderate | 19 | 0.7% | 35.3% |
| 37 | AMERICAN FINANCIAL RESOURCES, INC. | 19 | 0.7% | — |
| 38 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 0.6% | 74.7% |
| 39 | SPRING EQ, LLC | 17 | 0.6% | — |
| 40 | GUARANTEED RATE, INC. | 16 | 0.6% | — |
Top 40 of 223 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps