Florida · HMDA 2025
Mortgage lenders in Orange County, FL
748 lenders reported 55,029 home-loan applications in Orange County in 2025. 25,012 closed as loans ($11.3B), 10,615 were denied — a 28.3% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 55,029
- Loans originated
- 25,012
- Purchase / refinance
- 14,038 / 6,444
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Orange County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 4,286 | 7.8% | — |
| 2 | Rocket Mortgage, LLC | 2,440 | 4.4% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 2,122 | 3.9% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,879 | 3.4% | 14.1% |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 1,513 | 2.7% | 44.7% |
| 6 | Truist Bank 63 out of 100, Moderate | 1,409 | 2.6% | 40.8% |
| 7 | NEWREZ LLC | 1,208 | 2.2% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 1,103 | 2.0% | 32.9% |
| 9 | FAIRWINDS CREDIT UNION 73 out of 100, Strong | 1,079 | 2.0% | 38.6% |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 1,023 | 1.9% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 988 | 1.8% | — |
| 12 | Regions Bank 64 out of 100, Moderate | 941 | 1.7% | 43.1% |
| 13 | FREEDOM MORTGAGE CORPORATION | 921 | 1.7% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 868 | 1.6% | — |
| 15 | Fifth Third Bank, National Association 62 out of 100, Moderate | 822 | 1.5% | 34.0% |
| 16 | Coastal Community Bank 35 out of 100, Low | 763 | 1.4% | 3.0% |
| 17 | PULTE MORTGAGE LLC | 744 | 1.4% | — |
| 18 | FIGURE LENDING LLC | 733 | 1.3% | — |
| 19 | SPRING EQ, LLC | 729 | 1.3% | — |
| 20 | Broker Solutions, Inc. | 714 | 1.3% | — |
| 21 | DHI MORTGAGE COMPANY, LTD. | 648 | 1.2% | — |
| 22 | FBC MORTGAGE, LLC | 554 | 1.0% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 539 | 1.0% | — |
| 24 | Loandepot.Com, LLC | 531 | 1.0% | — |
| 25 | PARTNERS Federal Credit Union 68 out of 100, Moderate | 521 | 0.9% | 37.1% |
| 26 | GUARANTEED RATE, INC. | 501 | 0.9% | — |
| 27 | A&D Mortgage LLC | 497 | 0.9% | — |
| 28 | TrustCo Bank 62 out of 100, Moderate | 460 | 0.8% | 28.5% |
| 29 | ADDITION FINANCIAL | 459 | 0.8% | — |
| 30 | Mortgage Research Center, LLC | 451 | 0.8% | — |
| 31 | THE LOAN STORE, INC. | 430 | 0.8% | — |
| 32 | Discover Bank | 428 | 0.8% | — |
| 33 | PNC Bank, National Association 62 out of 100, Moderate | 418 | 0.8% | 33.8% |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 396 | 0.7% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 365 | 0.7% | 22.2% |
| 36 | AmeriSave Mortgage Corporation | 354 | 0.6% | — |
| 37 | MIDFLORIDA | 340 | 0.6% | — |
| 38 | TD Bank, National Association 63 out of 100, Moderate | 337 | 0.6% | 35.3% |
| 39 | 21st Mortgage Corporation | 336 | 0.6% | — |
| 40 | SPACE COAST CREDIT UNION 66 out of 100, Moderate | 330 | 0.6% | 35.2% |
Top 40 of 748 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps
- Marion County 27,835 apps