Florida · HMDA 2025
Mortgage lenders in Hillsborough County, FL
753 lenders reported 64,621 home-loan applications in Hillsborough County in 2025. 30,459 closed as loans ($11.6B), 11,444 were denied — a 26.0% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 64,621
- Loans originated
- 30,459
- Purchase / refinance
- 17,344 / 7,371
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hillsborough County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 4,638 | 7.2% | — |
| 2 | Rocket Mortgage, LLC | 2,805 | 4.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 2,800 | 4.3% | — |
| 4 | Suncoast Credit Union 62 out of 100, Moderate | 2,766 | 4.3% | 23.3% |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,911 | 3.0% | 14.1% |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 1,507 | 2.3% | 44.7% |
| 7 | NEWREZ LLC | 1,486 | 2.3% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 1,405 | 2.2% | 32.9% |
| 9 | FREEDOM MORTGAGE CORPORATION | 1,219 | 1.9% | — |
| 10 | Regions Bank 64 out of 100, Moderate | 1,214 | 1.9% | 43.1% |
| 11 | Truist Bank 63 out of 100, Moderate | 1,188 | 1.8% | 40.8% |
| 12 | LAKEVIEW LOAN SERVICING, LLC | 1,147 | 1.8% | — |
| 13 | Click n' Close, Inc. | 1,141 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 1,066 | 1.6% | — |
| 15 | LENNAR MORTGAGE, LLC | 1,020 | 1.6% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 897 | 1.4% | — |
| 17 | MIDFLORIDA | 872 | 1.3% | — |
| 18 | Coastal Community Bank 35 out of 100, Low | 797 | 1.2% | 3.0% |
| 19 | Mortgage Research Center, LLC | 791 | 1.2% | — |
| 20 | DHI MORTGAGE COMPANY, LTD. | 768 | 1.2% | — |
| 21 | SPRING EQ, LLC | 753 | 1.2% | — |
| 22 | Fifth Third Bank, National Association 62 out of 100, Moderate | 727 | 1.1% | 34.0% |
| 23 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 720 | 1.1% | 35.5% |
| 24 | Broker Solutions, Inc. | 704 | 1.1% | — |
| 25 | FIGURE LENDING LLC | 691 | 1.1% | — |
| 26 | GTE Federal Credit Union 58 out of 100, Moderate | 680 | 1.1% | 27.7% |
| 27 | NATIONSTAR MORTGAGE LLC | 590 | 0.9% | — |
| 28 | CMG MORTGAGE, INC. | 589 | 0.9% | — |
| 29 | GUARANTEED RATE, INC. | 551 | 0.9% | — |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 541 | 0.8% | 39.5% |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 519 | 0.8% | — |
| 32 | Loandepot.Com, LLC | 466 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 453 | 0.7% | — |
| 34 | THE LOAN STORE, INC. | 449 | 0.7% | — |
| 35 | PLANET HOME LENDING, LLC | 449 | 0.7% | — |
| 36 | 21st Mortgage Corporation | 445 | 0.7% | — |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 438 | 0.7% | 33.8% |
| 38 | Discover Bank | 438 | 0.7% | — |
| 39 | Paramount Residential Mortgage Group, Inc. | 423 | 0.7% | — |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 399 | 0.6% | — |
Top 40 of 753 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps
- Marion County 27,835 apps