Florida · HMDA 2025
Mortgage lenders in Miami-Dade County, FL
680 lenders reported 82,507 home-loan applications in Miami-Dade County in 2025. 34,236 closed as loans ($20.3B), 18,936 were denied — a 33.7% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 82,507
- Loans originated
- 34,236
- Purchase / refinance
- 17,929 / 10,481
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Miami-Dade County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 6,986 | 8.5% | — |
| 2 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3,375 | 4.1% | 14.1% |
| 3 | Rocket Mortgage, LLC | 3,314 | 4.0% | — |
| 4 | A&D Mortgage LLC | 2,847 | 3.5% | — |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 2,781 | 3.4% | 44.7% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 2,776 | 3.4% | — |
| 7 | SPACE COAST CREDIT UNION 66 out of 100, Moderate | 2,371 | 2.9% | 35.2% |
| 8 | NEWREZ LLC | 2,367 | 2.9% | — |
| 9 | Regions Bank 64 out of 100, Moderate | 1,632 | 2.0% | 43.1% |
| 10 | Coastal Community Bank 35 out of 100, Low | 1,539 | 1.9% | 3.0% |
| 11 | THE LOAN STORE, INC. | 1,418 | 1.7% | — |
| 12 | TD Bank, National Association 63 out of 100, Moderate | 1,413 | 1.7% | 35.3% |
| 13 | Paramount Residential Mortgage Group, Inc. | 1,196 | 1.4% | — |
| 14 | LAKEVIEW LOAN SERVICING, LLC | 1,195 | 1.4% | — |
| 15 | SPRING EQ, LLC | 1,187 | 1.4% | — |
| 16 | LENNAR MORTGAGE, LLC | 1,136 | 1.4% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 1,100 | 1.3% | 40.8% |
| 18 | FIGURE LENDING LLC | 982 | 1.2% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 960 | 1.2% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 950 | 1.2% | — |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 852 | 1.0% | 32.5% |
| 22 | DEEPHAVEN MORTGAGE LLC | 836 | 1.0% | — |
| 23 | ANGEL OAK MORTGAGE SOLUTIONS LLC | 758 | 0.9% | — |
| 24 | Discover Bank | 746 | 0.9% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 740 | 0.9% | 32.9% |
| 26 | Loandepot.Com, LLC | 728 | 0.9% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 690 | 0.8% | — |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 683 | 0.8% | 33.8% |
| 29 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 678 | 0.8% | — |
| 30 | CHAMPIONS FUNDING, LLC | 648 | 0.8% | — |
| 31 | Citibank, National Association 60 out of 100, Moderate | 648 | 0.8% | 24.0% |
| 32 | OCMBC, INC. | 604 | 0.7% | — |
| 33 | DADE COUNTY FEDERAL CREDIT UNION 84 out of 100, Strong | 590 | 0.7% | 45.9% |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 590 | 0.7% | — |
| 35 | AMWEST FUNDING CORP. | 574 | 0.7% | — |
| 36 | Hometown Equity Mortgage, LLC | 547 | 0.7% | — |
| 37 | Citadel Servicing Corporation | 532 | 0.6% | — |
| 38 | Broker Solutions, Inc. | 531 | 0.6% | — |
| 39 | PLANET HOME LENDING, LLC | 503 | 0.6% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 502 | 0.6% | 22.2% |
Top 40 of 680 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps
- Marion County 27,835 apps