Florida · HMDA 2025
Mortgage lenders in Duval County, FL
624 lenders reported 46,192 home-loan applications in Duval County in 2025. 21,490 closed as loans ($6.9B), 8,129 were denied — a 26.3% denial rate on decided applications, close to the Florida rate of 27.1%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 46,192
- Loans originated
- 21,490
- Purchase / refinance
- 12,958 / 5,748
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Duval County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 3,313 | 7.2% | — |
| 2 | VYSTAR CREDIT UNION 51 out of 100, Below average | 2,583 | 5.6% | 48.8% |
| 3 | Rocket Mortgage, LLC | 2,018 | 4.4% | — |
| 4 | Navy Federal Credit Union 66 out of 100, Moderate | 2,000 | 4.3% | 32.9% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 1,548 | 3.4% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 1,276 | 2.8% | — |
| 7 | Mortgage Research Center, LLC | 1,064 | 2.3% | — |
| 8 | COMMUNITY FIRST CREDIT UNION OF FLO 73 out of 100, Strong | 1,047 | 2.3% | 24.3% |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 980 | 2.1% | 44.7% |
| 10 | FREEDOM MORTGAGE CORPORATION | 968 | 2.1% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 936 | 2.0% | 14.1% |
| 12 | NEWREZ LLC | 876 | 1.9% | — |
| 13 | 21st Mortgage Corporation | 862 | 1.9% | — |
| 14 | MOVEMENT MORTGAGE, LLC | 715 | 1.5% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 590 | 1.3% | — |
| 16 | Ameris Bank 67 out of 100, Moderate | 562 | 1.2% | 10.5% |
| 17 | Loandepot.Com, LLC | 543 | 1.2% | — |
| 18 | DHI MORTGAGE COMPANY, LTD. | 532 | 1.2% | — |
| 19 | Regions Bank 64 out of 100, Moderate | 532 | 1.2% | 43.1% |
| 20 | Truist Bank 63 out of 100, Moderate | 520 | 1.1% | 40.8% |
| 21 | U.S. Bank National Association 55 out of 100, Moderate | 491 | 1.1% | 39.5% |
| 22 | LENNAR MORTGAGE, LLC | 490 | 1.1% | — |
| 23 | GUILD MORTGAGE COMPANY | 482 | 1.0% | — |
| 24 | GUARANTEED RATE, INC. | 473 | 1.0% | — |
| 25 | FIGURE LENDING LLC | 456 | 1.0% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 449 | 1.0% | 3.0% |
| 27 | SPRING EQ, LLC | 447 | 1.0% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 445 | 1.0% | — |
| 29 | PLANET HOME LENDING, LLC | 440 | 1.0% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 429 | 0.9% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 428 | 0.9% | — |
| 32 | Kiavi Funding, Inc. | 421 | 0.9% | — |
| 33 | Broker Solutions, Inc. | 403 | 0.9% | — |
| 34 | EVERETT FINANCIAL, INC. | 371 | 0.8% | — |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 351 | 0.8% | 33.8% |
| 36 | CMG MORTGAGE, INC. | 349 | 0.8% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 329 | 0.7% | 22.2% |
| 38 | NEW DAY FINANCIAL, LLC | 322 | 0.7% | — |
| 39 | AmeriSave Mortgage Corporation | 313 | 0.7% | — |
| 40 | LOANPEOPLE, LLC | 306 | 0.7% | — |
Top 40 of 624 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps
- Marion County 27,835 apps