Florida · HMDA 2025
Mortgage lenders in Volusia County, FL
646 lenders reported 30,743 home-loan applications in Volusia County in 2025. 14,130 closed as loans ($4.1B), 5,612 were denied — a 27.0% denial rate on decided applications, close to the Florida rate of 27.1%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 30,743
- Loans originated
- 14,130
- Purchase / refinance
- 8,095 / 3,692
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Volusia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,069 | 6.7% | — |
| 2 | Rocket Mortgage, LLC | 1,496 | 4.9% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,278 | 4.2% | — |
| 4 | SPACE COAST CREDIT UNION 66 out of 100, Moderate | 1,143 | 3.7% | 35.2% |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 811 | 2.6% | 44.7% |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 806 | 2.6% | — |
| 7 | CMG MORTGAGE, INC. | 805 | 2.6% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 753 | 2.4% | 14.1% |
| 9 | Truist Bank 63 out of 100, Moderate | 641 | 2.1% | 40.8% |
| 10 | NEWREZ LLC | 610 | 2.0% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 609 | 2.0% | — |
| 12 | DHI MORTGAGE COMPANY, LTD. | 594 | 1.9% | — |
| 13 | Mortgage Research Center, LLC | 521 | 1.7% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 521 | 1.7% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 516 | 1.7% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 467 | 1.5% | 32.9% |
| 17 | FAIRWINDS CREDIT UNION 73 out of 100, Strong | 457 | 1.5% | 38.6% |
| 18 | Coastal Community Bank 35 out of 100, Low | 368 | 1.2% | 3.0% |
| 19 | Loandepot.Com, LLC | 362 | 1.2% | — |
| 20 | Regions Bank 64 out of 100, Moderate | 362 | 1.2% | 43.1% |
| 21 | LENNAR MORTGAGE, LLC | 348 | 1.1% | — |
| 22 | FIGURE LENDING LLC | 346 | 1.1% | — |
| 23 | SPRING EQ, LLC | 342 | 1.1% | — |
| 24 | LAUNCH CREDIT UNION 54 out of 100, Below average | 339 | 1.1% | 43.7% |
| 25 | FBC MORTGAGE, LLC | 332 | 1.1% | — |
| 26 | Broker Solutions, Inc. | 314 | 1.0% | — |
| 27 | VYSTAR CREDIT UNION 51 out of 100, Below average | 297 | 1.0% | 48.8% |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 296 | 1.0% | 33.8% |
| 29 | NATIONSTAR MORTGAGE LLC | 289 | 0.9% | — |
| 30 | AmeriSave Mortgage Corporation | 286 | 0.9% | — |
| 31 | Fifth Third Bank, National Association 62 out of 100, Moderate | 285 | 0.9% | 34.0% |
| 32 | TD Bank, National Association 63 out of 100, Moderate | 273 | 0.9% | 35.3% |
| 33 | GUILD MORTGAGE COMPANY | 254 | 0.8% | — |
| 34 | PLANET HOME LENDING, LLC | 254 | 0.8% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 235 | 0.8% | — |
| 36 | NEW DAY FINANCIAL, LLC | 233 | 0.8% | — |
| 37 | Discover Bank | 229 | 0.7% | — |
| 38 | THE LOAN STORE, INC. | 195 | 0.6% | — |
| 39 | THE MORTGAGE FIRM, INC. | 195 | 0.6% | — |
| 40 | 21st Mortgage Corporation | 192 | 0.6% | — |
Top 40 of 646 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Marion County 27,835 apps