Florida · HMDA 2025
Mortgage lenders in Palm Beach County, FL
837 lenders reported 63,472 home-loan applications in Palm Beach County in 2025. 28,383 closed as loans ($14.4B), 12,506 were denied — a 29.2% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 63,472
- Loans originated
- 28,383
- Purchase / refinance
- 15,443 / 7,486
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Palm Beach County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 4,616 | 7.3% | — |
| 2 | Rocket Mortgage, LLC | 2,867 | 4.5% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2,617 | 4.1% | 14.1% |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 2,585 | 4.1% | — |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 2,456 | 3.9% | 44.7% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 2,074 | 3.3% | — |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 1,575 | 2.5% | 33.8% |
| 8 | NEWREZ LLC | 1,325 | 2.1% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 1,298 | 2.0% | 40.8% |
| 10 | TD Bank, National Association 63 out of 100, Moderate | 1,258 | 2.0% | 35.3% |
| 11 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 1,200 | 1.9% | 35.5% |
| 12 | FIGURE LENDING LLC | 1,002 | 1.6% | — |
| 13 | Coastal Community Bank 35 out of 100, Low | 1,001 | 1.6% | 3.0% |
| 14 | LAKEVIEW LOAN SERVICING, LLC | 997 | 1.6% | — |
| 15 | SPRING EQ, LLC | 969 | 1.5% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 913 | 1.4% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 758 | 1.2% | — |
| 18 | Citizens Bank, National Association 54 out of 100, Below average | 727 | 1.1% | 32.5% |
| 19 | SPACE COAST CREDIT UNION 66 out of 100, Moderate | 722 | 1.1% | 35.2% |
| 20 | A&D Mortgage LLC | 720 | 1.1% | — |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 687 | 1.1% | 22.2% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 667 | 1.1% | 32.9% |
| 23 | Fifth Third Bank, National Association 62 out of 100, Moderate | 649 | 1.0% | 34.0% |
| 24 | Loandepot.Com, LLC | 581 | 0.9% | — |
| 25 | GUARANTEED RATE, INC. | 558 | 0.9% | — |
| 26 | Paramount Residential Mortgage Group, Inc. | 550 | 0.9% | — |
| 27 | Discover Bank | 537 | 0.8% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 521 | 0.8% | — |
| 29 | FBC MORTGAGE, LLC | 517 | 0.8% | — |
| 30 | AmeriSave Mortgage Corporation | 513 | 0.8% | — |
| 31 | Citibank, National Association 60 out of 100, Moderate | 493 | 0.8% | 24.0% |
| 32 | THE LOAN STORE, INC. | 469 | 0.7% | — |
| 33 | Broker Solutions, Inc. | 459 | 0.7% | — |
| 34 | EVERETT FINANCIAL, INC. | 438 | 0.7% | — |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 424 | 0.7% | 39.5% |
| 36 | Mortgage Research Center, LLC | 419 | 0.7% | — |
| 37 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 383 | 0.6% | — |
| 38 | Regions Bank 64 out of 100, Moderate | 366 | 0.6% | 43.1% |
| 39 | Seacoast National Bank 63 out of 100, Moderate | 355 | 0.6% | 35.3% |
| 40 | PLANET HOME LENDING, LLC | 330 | 0.5% | — |
Top 40 of 837 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps
- Marion County 27,835 apps