Florida · HMDA 2025
Mortgage lenders in Pasco County, FL
639 lenders reported 39,658 home-loan applications in Pasco County in 2025. 18,899 closed as loans ($5.6B), 6,314 were denied — a 24.0% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 39,658
- Loans originated
- 18,899
- Purchase / refinance
- 12,079 / 3,906
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pasco County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,621 | 6.6% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 2,126 | 5.4% | — |
| 3 | LENNAR MORTGAGE, LLC | 1,700 | 4.3% | — |
| 4 | Rocket Mortgage, LLC | 1,699 | 4.3% | — |
| 5 | DHI MORTGAGE COMPANY, LTD. | 1,363 | 3.4% | — |
| 6 | Suncoast Credit Union 62 out of 100, Moderate | 1,283 | 3.2% | 23.3% |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 1,002 | 2.5% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 984 | 2.5% | 14.1% |
| 9 | NEWREZ LLC | 897 | 2.3% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 787 | 2.0% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 751 | 1.9% | 44.7% |
| 12 | Truist Bank 63 out of 100, Moderate | 718 | 1.8% | 40.8% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 660 | 1.7% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 623 | 1.6% | 32.9% |
| 15 | Mortgage Research Center, LLC | 565 | 1.4% | — |
| 16 | GUARANTEED RATE, INC. | 562 | 1.4% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 525 | 1.3% | — |
| 18 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 462 | 1.2% | 35.5% |
| 19 | Regions Bank 64 out of 100, Moderate | 449 | 1.1% | 43.1% |
| 20 | Fifth Third Bank, National Association 62 out of 100, Moderate | 442 | 1.1% | 34.0% |
| 21 | PULTE MORTGAGE LLC | 417 | 1.1% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 416 | 1.0% | 3.0% |
| 23 | MIDFLORIDA | 415 | 1.0% | — |
| 24 | Broker Solutions, Inc. | 390 | 1.0% | — |
| 25 | Taylor Morrison Home Funding, Inc. | 380 | 1.0% | — |
| 26 | M/I FINANCIAL, LLC | 376 | 0.9% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 374 | 0.9% | — |
| 28 | 21st Mortgage Corporation | 359 | 0.9% | — |
| 29 | FBC MORTGAGE, LLC | 352 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 347 | 0.9% | — |
| 31 | PNC Bank, National Association 62 out of 100, Moderate | 344 | 0.9% | 33.8% |
| 32 | FIGURE LENDING LLC | 343 | 0.9% | — |
| 33 | SPRING EQ, LLC | 328 | 0.8% | — |
| 34 | PLANET HOME LENDING, LLC | 326 | 0.8% | — |
| 35 | CMG MORTGAGE, INC. | 316 | 0.8% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 302 | 0.8% | — |
| 37 | GTE Federal Credit Union 58 out of 100, Moderate | 280 | 0.7% | 27.7% |
| 38 | Click n' Close, Inc. | 274 | 0.7% | — |
| 39 | AmeriSave Mortgage Corporation | 270 | 0.7% | — |
| 40 | KBHS HOME LOANS, LLC | 255 | 0.6% | — |
Top 40 of 639 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps
- Marion County 27,835 apps