Florida · HMDA 2025
Mortgage lenders in Pinellas County, FL
771 lenders reported 42,029 home-loan applications in Pinellas County in 2025. 19,902 closed as loans ($7.5B), 7,535 were denied — a 26.1% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 15% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 42,029
- Loans originated
- 19,902
- Purchase / refinance
- 10,442 / 5,213
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pinellas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,620 | 6.2% | — |
| 2 | Rocket Mortgage, LLC | 2,089 | 5.0% | — |
| 3 | Bank of America, National Association 59 out of 100, Moderate | 1,401 | 3.3% | 44.7% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 1,301 | 3.1% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,285 | 3.1% | 14.1% |
| 6 | Regions Bank 64 out of 100, Moderate | 1,264 | 3.0% | 43.1% |
| 7 | Truist Bank 63 out of 100, Moderate | 1,066 | 2.5% | 40.8% |
| 8 | NEWREZ LLC | 1,048 | 2.5% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 958 | 2.3% | — |
| 10 | ACHIEVA CREDIT UNION 68 out of 100, Moderate | 905 | 2.2% | 28.3% |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 730 | 1.7% | 32.9% |
| 12 | Fifth Third Bank, National Association 62 out of 100, Moderate | 729 | 1.7% | 34.0% |
| 13 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 713 | 1.7% | 35.5% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 661 | 1.6% | — |
| 15 | MIDFLORIDA | 642 | 1.5% | — |
| 16 | LAKEVIEW LOAN SERVICING, LLC | 607 | 1.4% | — |
| 17 | Suncoast Credit Union 62 out of 100, Moderate | 588 | 1.4% | 23.3% |
| 18 | Coastal Community Bank 35 out of 100, Low | 576 | 1.4% | 3.0% |
| 19 | FIGURE LENDING LLC | 535 | 1.3% | — |
| 20 | GUARANTEED RATE, INC. | 502 | 1.2% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 499 | 1.2% | — |
| 22 | Mortgage Research Center, LLC | 442 | 1.1% | — |
| 23 | SPRING EQ, LLC | 401 | 1.0% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 381 | 0.9% | 39.5% |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 370 | 0.9% | 33.8% |
| 26 | NATIONSTAR MORTGAGE LLC | 361 | 0.9% | — |
| 27 | AmeriSave Mortgage Corporation | 353 | 0.8% | — |
| 28 | Broker Solutions, Inc. | 344 | 0.8% | — |
| 29 | Kiavi Funding, Inc. | 325 | 0.8% | — |
| 30 | MOVEMENT MORTGAGE, LLC | 321 | 0.8% | — |
| 31 | THE LOAN STORE, INC. | 312 | 0.7% | — |
| 32 | Discover Bank | 308 | 0.7% | — |
| 33 | GTE Federal Credit Union 58 out of 100, Moderate | 304 | 0.7% | 27.7% |
| 34 | CMG MORTGAGE, INC. | 300 | 0.7% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 294 | 0.7% | 22.2% |
| 36 | Loandepot.Com, LLC | 294 | 0.7% | — |
| 37 | EVERETT FINANCIAL, INC. | 275 | 0.7% | — |
| 38 | Republic Bank & Trust Company 84 out of 100, Strong | 267 | 0.6% | 12.6% |
| 39 | KIND LENDING, LLC | 255 | 0.6% | — |
| 40 | Fairway Independent Mortgage Corporation | 251 | 0.6% | — |
Top 40 of 771 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps
- Marion County 27,835 apps