Illinois · HMDA 2025
Mortgage lenders in Alexander County, IL
38 lenders reported 110 home-loan applications in Alexander County in 2025. 32 closed as loans ($3.1M), 45 were denied — a 57.0% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 33% of applications, led by Southern Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 110
- Loans originated
- 32
- Purchase / refinance
- 15 / 9
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alexander County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Southern Bank 70 out of 100, Strong | 13 | 11.8% | 5.8% |
| 2 | 21st Mortgage Corporation | 12 | 10.9% | — |
| 3 | Rocket Mortgage, LLC | 11 | 10.0% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 6.4% | — |
| 5 | AmeriSave Mortgage Corporation | 7 | 6.4% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 5 | 4.5% | 43.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 4 | 3.6% | — |
| 8 | Mortgage Research Center, LLC | 4 | 3.6% | — |
| 9 | Broker Solutions, Inc. | 3 | 2.7% | — |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 3 | 2.7% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 2.7% | 39.5% |
| 12 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 2.7% | — |
| 13 | Fifth Third Bank, National Association 62 out of 100, Moderate | 3 | 2.7% | 34.0% |
| 14 | NEWREZ LLC | 2 | 1.8% | — |
| 15 | Discover Bank | 2 | 1.8% | — |
| 16 | Flanagan State Bank 67 out of 100, Moderate | 2 | 1.8% | 14.2% |
| 17 | Sterling Bank 78 out of 100, Strong | 2 | 1.8% | 14.3% |
| 18 | NATIONSTAR MORTGAGE LLC | 2 | 1.8% | — |
| 19 | FLAT BRANCH MORTGAGE, INC. | 2 | 1.8% | — |
| 20 | Commerce Bank 76 out of 100, Strong | 2 | 1.8% | 33.2% |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.9% | 32.9% |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.9% | 44.7% |
| 23 | FIRSTTRUST HOME LOANS, INC. | 1 | 0.9% | — |
| 24 | FIGURE LENDING LLC | 1 | 0.9% | — |
| 25 | SOUTHWEST STAGE FUNDING, LLC | 1 | 0.9% | — |
| 26 | FAMILY FINANCE MORTGAGE, LLC | 1 | 0.9% | — |
| 27 | Old National Bank 59 out of 100, Moderate | 1 | 0.9% | 22.1% |
| 28 | PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | 0.9% | — |
| 29 | First State Community Bank 73 out of 100, Strong | 1 | 0.9% | 15.4% |
| 30 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 1 | 0.9% | 45.9% |
| 31 | FREEDOM MORTGAGE CORPORATION | 1 | 0.9% | — |
| 32 | GERSHMAN INVESTMENT CORP. | 1 | 0.9% | — |
| 33 | NEW DAY FINANCIAL, LLC | 1 | 0.9% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 0.9% | — |
| 35 | Montgomery Bank 70 out of 100, Strong | 1 | 0.9% | 13.2% |
| 36 | MICHIGAN MUTUAL, INC. | 1 | 0.9% | — |
| 37 | SUCCESS LENDING, LLC | 1 | 0.9% | — |
| 38 | PHH Mortgage Corporation | 1 | 0.9% | — |
Top 38 of 38 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps