Illinois · HMDA 2025
Mortgage lenders in Bureau County, IL
112 lenders reported 766 home-loan applications in Bureau County in 2025. 468 closed as loans ($58.6M), 121 were denied — a 20.0% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 29% of applications, led by Central Bank Illinois. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 766
- Loans originated
- 468
- Purchase / refinance
- 266 / 124
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bureau County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Central Bank Illinois 55 out of 100, Moderate | 104 | 13.6% | 3.1% |
| 2 | Heartland Bank and Trust Company 80 out of 100, Strong | 64 | 8.4% | 17.2% |
| 3 | Rocket Mortgage, LLC | 53 | 6.9% | — |
| 4 | COMMUNITY BANC MORTGAGE CORPORATION | 40 | 5.2% | — |
| 5 | Midland States Bank 62 out of 100, Moderate | 38 | 5.0% | 27.2% |
| 6 | First State Bank 69 out of 100, Moderate | 29 | 3.8% | 7.3% |
| 7 | Eureka Savings Bank 61 out of 100, Moderate | 24 | 3.1% | 7.6% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 2.3% | 39.5% |
| 9 | Loandepot.Com, LLC | 17 | 2.2% | — |
| 10 | Broker Solutions, Inc. | 17 | 2.2% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 2.0% | 14.1% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 14 | 1.8% | — |
| 13 | Mortgage Research Center, LLC | 13 | 1.7% | — |
| 14 | Peoples National Bank of Kewanee 48 out of 100, Below average | 13 | 1.7% | 18.9% |
| 15 | FINANCIAL PLUS CREDIT UNION | 12 | 1.6% | — |
| 16 | NEWREZ LLC | 10 | 1.3% | — |
| 17 | OSB Community Bank | 10 | 1.3% | — |
| 18 | First Federal Savings Bank 57 out of 100, Moderate | 10 | 1.3% | 6.8% |
| 19 | GUILD MORTGAGE COMPANY | 9 | 1.2% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 9 | 1.2% | — |
| 21 | United Community Bank 72 out of 100, Strong | 9 | 1.2% | 10.6% |
| 22 | Coastal Community Bank 35 out of 100, Low | 9 | 1.2% | 3.0% |
| 23 | SPRING EQ, LLC | 8 | 1.0% | — |
| 24 | FIGURE LENDING LLC | 8 | 1.0% | — |
| 25 | COMPEER FINANCIAL, FLCA | 8 | 1.0% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 8 | 1.0% | — |
| 27 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 1.0% | — |
| 28 | CITIZENS EQUITY FIRST | 7 | 0.9% | — |
| 29 | FIRST STATE MORTGAGE SERVICES, LLC | 6 | 0.8% | — |
| 30 | FLAT BRANCH MORTGAGE, INC. | 6 | 0.8% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.7% | 32.9% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.7% | 32.5% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.7% | 22.2% |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 0.7% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.7% | — |
| 36 | PLANET HOME LENDING, LLC | 5 | 0.7% | — |
| 37 | BETTER MORTGAGE CORPORATION | 5 | 0.7% | — |
| 38 | The Huntington National Bank 59 out of 100, Moderate | 4 | 0.5% | 31.6% |
| 39 | Discover Bank | 4 | 0.5% | — |
| 40 | GUARANTEED RATE, INC. | 4 | 0.5% | — |
Top 40 of 112 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps