Illinois · HMDA 2025
Mortgage lenders in Christian County, IL
123 lenders reported 924 home-loan applications in Christian County in 2025. 553 closed as loans ($68.9M), 131 were denied — a 18.7% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 20% of applications, led by First National Bank of Pana. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 924
- Loans originated
- 553
- Purchase / refinance
- 334 / 130
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Christian County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First National Bank of Pana | 77 | 8.3% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 65 | 7.0% | 43.1% |
| 3 | Rocket Mortgage, LLC | 44 | 4.8% | — |
| 4 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 38 | 4.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 37 | 4.0% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 35 | 3.8% | 39.5% |
| 7 | Mortgage Research Center, LLC | 33 | 3.6% | — |
| 8 | CNB Bank And Trust, N.A. | 30 | 3.2% | — |
| 9 | Broker Solutions, Inc. | 29 | 3.1% | — |
| 10 | GERSHMAN INVESTMENT CORP. | 24 | 2.6% | — |
| 11 | NEWREZ LLC | 22 | 2.4% | — |
| 12 | CITIZENS EQUITY FIRST | 22 | 2.4% | — |
| 13 | United Community Bank 72 out of 100, Strong | 22 | 2.4% | 10.6% |
| 14 | Heartland Bank and Trust Company 80 out of 100, Strong | 22 | 2.4% | 17.2% |
| 15 | PLANET HOME LENDING, LLC | 18 | 1.9% | — |
| 16 | INB, National Association 62 out of 100, Moderate | 17 | 1.8% | 5.0% |
| 17 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 15 | 1.6% | 22.9% |
| 18 | HEARTLAND | 14 | 1.5% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 13 | 1.4% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.3% | — |
| 21 | Bank of Springfield 55 out of 100, Moderate | 12 | 1.3% | 7.7% |
| 22 | GUARANTEED RATE, INC. | 11 | 1.2% | — |
| 23 | The First National Bank of Raymond 78 out of 100, Strong | 11 | 1.2% | 14.3% |
| 24 | Alliance Community Bank 70 out of 100, Strong | 10 | 1.1% | 7.9% |
| 25 | 21st Mortgage Corporation | 9 | 1.0% | — |
| 26 | AmeriSave Mortgage Corporation | 9 | 1.0% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.0% | — |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 8 | 0.9% | 33.8% |
| 29 | SPRING EQ, LLC | 8 | 0.9% | — |
| 30 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 8 | 0.9% | — |
| 31 | FLAT BRANCH MORTGAGE, INC. | 8 | 0.9% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.8% | 14.1% |
| 33 | Morton Community Bank 72 out of 100, Strong | 7 | 0.8% | 11.4% |
| 34 | NATIONSTAR MORTGAGE LLC | 7 | 0.8% | — |
| 35 | Loandepot.Com, LLC | 6 | 0.6% | — |
| 36 | LOWER, LLC | 6 | 0.6% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 6 | 0.6% | 3.0% |
| 38 | Fairway Independent Mortgage Corporation | 5 | 0.5% | — |
| 39 | GUILD MORTGAGE COMPANY | 5 | 0.5% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.5% | 44.7% |
Top 40 of 123 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps