Illinois · HMDA 2025
Mortgage lenders in Cumberland County, IL
54 lenders reported 183 home-loan applications in Cumberland County in 2025. 97 closed as loans ($13.1M), 25 were denied — a 19.1% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 32% of applications, led by Dieterich Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 183
- Loans originated
- 97
- Purchase / refinance
- 69 / 16
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cumberland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Dieterich Bank 46 out of 100, Below average | 25 | 13.7% | 8.8% |
| 2 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 19 | 10.4% | 22.9% |
| 3 | Broker Solutions, Inc. | 15 | 8.2% | — |
| 4 | Rocket Mortgage, LLC | 10 | 5.5% | — |
| 5 | Mortgage Research Center, LLC | 10 | 5.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 8 | 4.4% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 4.4% | 39.5% |
| 8 | CASTLE & COOKE MORTGAGE, LLC | 7 | 3.8% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 3.3% | — |
| 10 | First Financial Bank, National Association 68 out of 100, Moderate | 5 | 2.7% | 28.8% |
| 11 | NEWREZ LLC | 4 | 2.2% | — |
| 12 | PLANET HOME LENDING, LLC | 4 | 2.2% | — |
| 13 | 21st Mortgage Corporation | 3 | 1.6% | — |
| 14 | AmeriSave Mortgage Corporation | 3 | 1.6% | — |
| 15 | GUILD MORTGAGE COMPANY | 3 | 1.6% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 3 | 1.6% | — |
| 17 | Midland States Bank 62 out of 100, Moderate | 3 | 1.6% | 27.2% |
| 18 | COMMUNITY BANC MORTGAGE CORPORATION | 3 | 1.6% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.1% | 14.1% |
| 20 | Fairway Independent Mortgage Corporation | 2 | 1.1% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.1% | — |
| 22 | Prairie State Bank and Trust 80 out of 100, Strong | 2 | 1.1% | 3.9% |
| 23 | Petefish, Skiles & Co. 75 out of 100, Strong | 2 | 1.1% | 17.9% |
| 24 | ZILLOW HOME LOANS, LLC | 2 | 1.1% | — |
| 25 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 1.1% | 37.2% |
| 26 | Coastal Community Bank 35 out of 100, Low | 2 | 1.1% | 3.0% |
| 27 | Truist Bank 63 out of 100, Moderate | 1 | 0.5% | 40.8% |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 29 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 30 | Discover Bank | 1 | 0.5% | — |
| 31 | Regions Bank 64 out of 100, Moderate | 1 | 0.5% | 43.1% |
| 32 | SPRING EQ, LLC | 1 | 0.5% | — |
| 33 | NBKC BANK | 1 | 0.5% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.5% | — |
| 35 | FIGURE LENDING LLC | 1 | 0.5% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.5% | — |
| 37 | Farm Credit Mid-America | 1 | 0.5% | — |
| 38 | SUN WEST MORTGAGE COMPANY, INC. | 1 | 0.5% | — |
| 39 | INB, National Association 62 out of 100, Moderate | 1 | 0.5% | 5.0% |
| 40 | Bank of Hillsboro, National Association | 1 | 0.5% | — |
Top 40 of 54 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps