Illinois · HMDA 2025
Mortgage lenders in Edgar County, IL
76 lenders reported 451 home-loan applications in Edgar County in 2025. 249 closed as loans ($25.7M), 92 were denied — a 25.7% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 35% of applications, led by Longview Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 451
- Loans originated
- 249
- Purchase / refinance
- 123 / 81
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Edgar County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Longview Bank 62 out of 100, Moderate | 72 | 16.0% | 2.1% |
| 2 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 56 | 12.4% | 22.9% |
| 3 | Rocket Mortgage, LLC | 28 | 6.2% | — |
| 4 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 22 | 4.9% | 17.6% |
| 5 | RUOFF MORTGAGE COMPANY, INC. | 17 | 3.8% | — |
| 6 | Mortgage Research Center, LLC | 16 | 3.5% | — |
| 7 | First Financial Bank, National Association 68 out of 100, Moderate | 16 | 3.5% | 28.8% |
| 8 | Prospect Bank 57 out of 100, Moderate | 16 | 3.5% | 17.8% |
| 9 | Broker Solutions, Inc. | 12 | 2.7% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.7% | — |
| 11 | AmeriSave Mortgage Corporation | 12 | 2.7% | — |
| 12 | NEWREZ LLC | 10 | 2.2% | — |
| 13 | PLANET HOME LENDING, LLC | 7 | 1.6% | — |
| 14 | FLAT BRANCH MORTGAGE, INC. | 7 | 1.6% | — |
| 15 | Fifth Third Bank, National Association 62 out of 100, Moderate | 7 | 1.6% | 34.0% |
| 16 | FREEDOM MORTGAGE CORPORATION | 6 | 1.3% | — |
| 17 | Coastal Community Bank 35 out of 100, Low | 6 | 1.3% | 3.0% |
| 18 | Regions Bank 64 out of 100, Moderate | 5 | 1.1% | 43.1% |
| 19 | DECATUR EARTHMOVER CREDIT UNION 70 out of 100, Strong | 5 | 1.1% | 17.4% |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.9% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 0.9% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.9% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.9% | 39.5% |
| 24 | NEW DAY FINANCIAL, LLC | 4 | 0.9% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.9% | — |
| 26 | CMG MORTGAGE, INC. | 3 | 0.7% | — |
| 27 | The Huntington National Bank 59 out of 100, Moderate | 3 | 0.7% | 31.6% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.7% | 32.9% |
| 29 | Loandepot.Com, LLC | 3 | 0.7% | — |
| 30 | GUILD MORTGAGE COMPANY | 3 | 0.7% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 32 | SPRING EQ, LLC | 3 | 0.7% | — |
| 33 | Prairie State Bank and Trust 80 out of 100, Strong | 3 | 0.7% | 3.9% |
| 34 | FIGURE LENDING LLC | 3 | 0.7% | — |
| 35 | GERSHMAN INVESTMENT CORP. | 3 | 0.7% | — |
| 36 | Busey Bank 74 out of 100, Strong | 3 | 0.7% | 13.9% |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.7% | — |
| 38 | CONSUMER REAL ESTATE FINANCE CO. | 3 | 0.7% | — |
| 39 | ROYAL UNITED MORTGAGE LLC | 3 | 0.7% | — |
| 40 | PHH Mortgage Corporation | 3 | 0.7% | — |
Top 40 of 76 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps