Illinois · HMDA 2025
Mortgage lenders in Hancock County, IL
80 lenders reported 373 home-loan applications in Hancock County in 2025. 193 closed as loans ($21.9M), 81 were denied — a 28.8% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 39% of applications, led by United Community Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 373
- Loans originated
- 193
- Purchase / refinance
- 105 / 52
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hancock County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Community Bank 72 out of 100, Strong | 100 | 26.8% | 10.6% |
| 2 | AmeriSave Mortgage Corporation | 22 | 5.9% | — |
| 3 | Mortgage Research Center, LLC | 22 | 5.9% | — |
| 4 | First Bankers Trust Company, National Association 57 out of 100, Moderate | 17 | 4.6% | 9.4% |
| 5 | COMPASS MORTGAGE, INC. | 14 | 3.8% | — |
| 6 | Two Rivers Bank & Trust | 13 | 3.5% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.7% | — |
| 8 | Rocket Mortgage, LLC | 10 | 2.7% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 2.4% | 14.1% |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 8 | 2.1% | 33.8% |
| 11 | COMPEER FINANCIAL, FLCA | 7 | 1.9% | — |
| 12 | NEW DAY FINANCIAL, LLC | 6 | 1.6% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.3% | — |
| 14 | Broker Solutions, Inc. | 5 | 1.3% | — |
| 15 | GUILD MORTGAGE COMPANY | 5 | 1.3% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 1.3% | 39.5% |
| 17 | PLANET HOME LENDING, LLC | 5 | 1.3% | — |
| 18 | AIM Credit Union 79 out of 100, Strong | 5 | 1.3% | 4.5% |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.1% | 32.9% |
| 20 | Discover Bank | 4 | 1.1% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.1% | — |
| 22 | FLAT BRANCH MORTGAGE, INC. | 4 | 1.1% | — |
| 23 | Loandepot.Com, LLC | 3 | 0.8% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.8% | — |
| 25 | LEADERONE FINANCIAL CORPORATION | 3 | 0.8% | — |
| 26 | IOWA BANKERS MORTGAGE CORPORATION | 3 | 0.8% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 3 | 0.8% | — |
| 28 | CONSUMER REAL ESTATE FINANCE CO. | 3 | 0.8% | — |
| 29 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.8% | 37.2% |
| 30 | NEWREZ LLC | 2 | 0.5% | — |
| 31 | Fairway Independent Mortgage Corporation | 2 | 0.5% | — |
| 32 | GUARANTEED RATE, INC. | 2 | 0.5% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.5% | 44.7% |
| 34 | SPRING EQ, LLC | 2 | 0.5% | — |
| 35 | Empeople Credit Union 58 out of 100, Moderate | 2 | 0.5% | 25.7% |
| 36 | FIGURE LENDING LLC | 2 | 0.5% | — |
| 37 | Fortress Bank 47 out of 100, Below average | 2 | 0.5% | 0.0% |
| 38 | Armed Forces Bank, National Association 83 out of 100, Strong | 2 | 0.5% | 20.4% |
| 39 | AMERICAN FINANCING CORPORATION | 2 | 0.5% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.5% | — |
Top 40 of 80 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps