Illinois · HMDA 2025
Mortgage lenders in Hardin County, IL
33 lenders reported 72 home-loan applications in Hardin County in 2025. 22 closed as loans ($3.4M), 20 were denied — a 45.5% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 29% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 72
- Loans originated
- 22
- Purchase / refinance
- 14 / 5
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hardin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 13.9% | — |
| 2 | Banterra Bank 66 out of 100, Moderate | 6 | 8.3% | 16.1% |
| 3 | Rocket Mortgage, LLC | 5 | 6.9% | — |
| 4 | 21st Mortgage Corporation | 4 | 5.6% | — |
| 5 | Legence Bank 70 out of 100, Strong | 4 | 5.6% | 19.3% |
| 6 | Fairway Independent Mortgage Corporation | 3 | 4.2% | — |
| 7 | AmeriSave Mortgage Corporation | 3 | 4.2% | — |
| 8 | Mortgage Research Center, LLC | 3 | 4.2% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 4.2% | 39.5% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 2.8% | — |
| 11 | Broker Solutions, Inc. | 2 | 2.8% | — |
| 12 | Old National Bank 59 out of 100, Moderate | 2 | 2.8% | 22.1% |
| 13 | GERSHMAN INVESTMENT CORP. | 2 | 2.8% | — |
| 14 | Farmers State Bank of Alto Pass, Ill. | 2 | 2.8% | — |
| 15 | CITIZENS EQUITY FIRST | 2 | 2.8% | — |
| 16 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2 | 2.8% | 34.0% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.4% | 32.9% |
| 18 | NEWREZ LLC | 1 | 1.4% | — |
| 19 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.4% | — |
| 20 | Regions Bank 64 out of 100, Moderate | 1 | 1.4% | 43.1% |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 1 | 1.4% | — |
| 22 | Heritage Federal Credit Union 77 out of 100, Strong | 1 | 1.4% | 21.5% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.4% | — |
| 24 | FIGURE LENDING LLC | 1 | 1.4% | — |
| 25 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 1.4% | — |
| 26 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.4% | — |
| 27 | Liberty | 1 | 1.4% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 1 | 1.4% | — |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 1.4% | — |
| 30 | ROYAL UNITED MORTGAGE LLC | 1 | 1.4% | — |
| 31 | THE ANDERSON FINANCIAL GROUP, INC. | 1 | 1.4% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 1 | 1.4% | 3.0% |
| 33 | Peoples National Bank , N.A. 62 out of 100, Moderate | 1 | 1.4% | 13.7% |
Top 33 of 33 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps