Illinois · HMDA 2025
Mortgage lenders in Henderson County, IL
46 lenders reported 126 home-loan applications in Henderson County in 2025. 70 closed as loans ($8.0M), 26 were denied — a 25.5% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 25% of applications, led by Midwest Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 126
- Loans originated
- 70
- Purchase / refinance
- 38 / 26
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henderson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Midwest Bank 66 out of 100, Moderate | 12 | 9.5% | 2.9% |
| 2 | Rocket Mortgage, LLC | 11 | 8.7% | — |
| 3 | Mortgage Research Center, LLC | 9 | 7.1% | — |
| 4 | AIM Credit Union 79 out of 100, Strong | 6 | 4.8% | 4.5% |
| 5 | Loandepot.Com, LLC | 5 | 4.0% | — |
| 6 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 5 | 4.0% | 14.5% |
| 7 | NEWREZ LLC | 4 | 3.2% | — |
| 8 | Broker Solutions, Inc. | 4 | 3.2% | — |
| 9 | CBI Bank & Trust | 4 | 3.2% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 4 | 3.2% | — |
| 11 | Two Rivers Bank & Trust | 4 | 3.2% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 2.4% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.4% | — |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 3 | 2.4% | 44.7% |
| 15 | SPRING EQ, LLC | 3 | 2.4% | — |
| 16 | COMPEER FINANCIAL, FLCA | 3 | 2.4% | — |
| 17 | IOWA BANKERS MORTGAGE CORPORATION | 3 | 2.4% | — |
| 18 | GREENSTATE Credit Union 50 out of 100, Below average | 3 | 2.4% | 10.1% |
| 19 | United Community Bank 72 out of 100, Strong | 3 | 2.4% | 10.6% |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.6% | 39.5% |
| 21 | ZILLOW HOME LOANS, LLC | 2 | 1.6% | — |
| 22 | MidWestOne Bank | 2 | 1.6% | — |
| 23 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 2 | 1.6% | 11.2% |
| 24 | GERSHMAN INVESTMENT CORP. | 2 | 1.6% | — |
| 25 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 2 | 1.6% | 9.1% |
| 26 | Coastal Community Bank 35 out of 100, Low | 2 | 1.6% | 3.0% |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.8% | 32.9% |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.8% | 22.2% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.8% | — |
| 30 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.8% | 25.7% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.8% | — |
| 32 | FIGURE LENDING LLC | 1 | 0.8% | — |
| 33 | Nations Lending Corporation | 1 | 0.8% | — |
| 34 | PLANET HOME LENDING, LLC | 1 | 0.8% | — |
| 35 | First State Bank of St. Charles, Missouri | 1 | 0.8% | — |
| 36 | Servion, Inc. | 1 | 0.8% | — |
| 37 | RUHL MORTGAGE, LLC | 1 | 0.8% | — |
| 38 | NATIONSTAR MORTGAGE LLC | 1 | 0.8% | — |
| 39 | NEW DAY FINANCIAL, LLC | 1 | 0.8% | — |
| 40 | UNION HOME MORTGAGE CORP. | 1 | 0.8% | — |
Top 40 of 46 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps