Illinois · HMDA 2025
Mortgage lenders in Iroquois County, IL
131 lenders reported 674 home-loan applications in Iroquois County in 2025. 347 closed as loans ($52.6M), 121 were denied — a 25.0% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 16% of applications, led by Rocket Mortgage, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 674
- Loans originated
- 347
- Purchase / refinance
- 221 / 83
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Iroquois County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 39 | 5.8% | — |
| 2 | First Financial Bank 68 out of 100, Moderate | 34 | 5.0% | 24.9% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 33 | 4.9% | — |
| 4 | Iroquois Federal Savings and Loan Association | 25 | 3.7% | — |
| 5 | Ixonia Bank 67 out of 100, Moderate | 22 | 3.3% | 4.7% |
| 6 | Broker Solutions, Inc. | 21 | 3.1% | — |
| 7 | Petefish, Skiles & Co. 75 out of 100, Strong | 18 | 2.7% | 17.9% |
| 8 | Mortgage Research Center, LLC | 16 | 2.4% | — |
| 9 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 16 | 2.4% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 2.2% | 14.1% |
| 11 | AmeriSave Mortgage Corporation | 15 | 2.2% | — |
| 12 | First Trust Bank of Illinois 71 out of 100, Strong | 15 | 2.2% | 10.7% |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 2.1% | — |
| 14 | National Bank of St. Anne | 13 | 1.9% | — |
| 15 | First State Bank of Forrest 49 out of 100, Below average | 13 | 1.9% | 6.1% |
| 16 | Coastal Community Bank 35 out of 100, Low | 13 | 1.9% | 3.0% |
| 17 | FREEDOM MORTGAGE CORPORATION | 12 | 1.8% | — |
| 18 | Peoples Bank of Kankakee County 66 out of 100, Moderate | 12 | 1.8% | 12.3% |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 1.6% | 39.5% |
| 20 | Loandepot.Com, LLC | 10 | 1.5% | — |
| 21 | GUARANTEED RATE, INC. | 10 | 1.5% | — |
| 22 | NEW DAY FINANCIAL, LLC | 9 | 1.3% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.2% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 8 | 1.2% | 44.7% |
| 25 | Busey Bank 74 out of 100, Strong | 8 | 1.2% | 13.9% |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 8 | 1.2% | — |
| 27 | Midland States Bank 62 out of 100, Moderate | 8 | 1.2% | 27.2% |
| 28 | NEWREZ LLC | 7 | 1.0% | — |
| 29 | SPRING EQ, LLC | 7 | 1.0% | — |
| 30 | FLAT BRANCH MORTGAGE, INC. | 7 | 1.0% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.9% | 32.9% |
| 32 | 21st Mortgage Corporation | 6 | 0.9% | — |
| 33 | Discover Bank | 6 | 0.9% | — |
| 34 | PLANET HOME LENDING, LLC | 6 | 0.9% | — |
| 35 | Farm Credit Mid-America | 6 | 0.9% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 0.9% | — |
| 37 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 0.9% | 37.2% |
| 38 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.7% | 33.8% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.7% | — |
| 40 | FIGURE LENDING LLC | 5 | 0.7% | — |
Top 40 of 131 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps