Illinois · HMDA 2025
Mortgage lenders in Massac County, IL
73 lenders reported 309 home-loan applications in Massac County in 2025. 227 closed as loans ($27.0M), 84 were denied — a 25.8% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 22% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 309
- Loans originated
- 227
- Purchase / refinance
- 126 / 78
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Massac County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 32 | 10.4% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 5.8% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 18 | 5.8% | 43.1% |
| 4 | AmeriSave Mortgage Corporation | 16 | 5.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 15 | 4.9% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 3.6% | 39.5% |
| 7 | Banterra Bank 66 out of 100, Moderate | 9 | 2.9% | 16.1% |
| 8 | Mortgage Research Center, LLC | 8 | 2.6% | — |
| 9 | PREMIER MORTGAGE RESOURCES, L.L.C. | 8 | 2.6% | — |
| 10 | 21st Mortgage Corporation | 7 | 2.3% | — |
| 11 | NEWREZ LLC | 7 | 2.3% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 2.3% | 14.1% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 2.3% | — |
| 14 | FIRSTTRUST HOME LOANS, INC. | 7 | 2.3% | — |
| 15 | PLANET HOME LENDING, LLC | 7 | 2.3% | — |
| 16 | Loandepot.Com, LLC | 6 | 1.9% | — |
| 17 | Broker Solutions, Inc. | 6 | 1.9% | — |
| 18 | EVERETT FINANCIAL, INC. | 6 | 1.9% | — |
| 19 | COMMUNITY BANC MORTGAGE CORPORATION | 6 | 1.9% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 6 | 1.9% | 3.0% |
| 21 | Discover Bank | 5 | 1.6% | — |
| 22 | The Paducah Bank and Trust Company 79 out of 100, Strong | 5 | 1.6% | 7.9% |
| 23 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 1.3% | 32.5% |
| 24 | SOUTHWEST STAGE FUNDING, LLC | 4 | 1.3% | — |
| 25 | Independence Bank of Kentucky | 4 | 1.3% | — |
| 26 | NEW DAY FINANCIAL, LLC | 4 | 1.3% | — |
| 27 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 1.3% | 37.2% |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.0% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 3 | 1.0% | — |
| 30 | FREEDOM MORTGAGE CORPORATION | 3 | 1.0% | — |
| 31 | GERSHMAN INVESTMENT CORP. | 3 | 1.0% | — |
| 32 | Legence Bank 70 out of 100, Strong | 3 | 1.0% | 19.3% |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.0% | — |
| 34 | SIU Credit Union 72 out of 100, Strong | 3 | 1.0% | 11.1% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.6% | 32.9% |
| 36 | GUARANTEED RATE, INC. | 2 | 0.6% | — |
| 37 | GUILD MORTGAGE COMPANY | 2 | 0.6% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.6% | 44.7% |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.6% | — |
| 40 | Farm Credit Mid-America | 2 | 0.6% | — |
Top 40 of 73 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps