Illinois · HMDA 2025
Mortgage lenders in Menard County, IL
79 lenders reported 425 home-loan applications in Menard County in 2025. 272 closed as loans ($43.0M), 44 were denied — a 13.2% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 32% of applications, led by Alliance Community Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 425
- Loans originated
- 272
- Purchase / refinance
- 153 / 82
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Menard County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alliance Community Bank 70 out of 100, Strong | 76 | 17.9% | 7.9% |
| 2 | Petefish, Skiles & Co. 75 out of 100, Strong | 37 | 8.7% | 17.9% |
| 3 | INB, National Association 62 out of 100, Moderate | 22 | 5.2% | 5.0% |
| 4 | CITIZENS EQUITY FIRST | 18 | 4.2% | — |
| 5 | HEARTLAND | 15 | 3.5% | — |
| 6 | Bank of Springfield 55 out of 100, Moderate | 13 | 3.1% | 7.7% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.8% | — |
| 8 | Rocket Mortgage, LLC | 12 | 2.8% | — |
| 9 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 12 | 2.8% | — |
| 10 | United Community Bank 72 out of 100, Strong | 12 | 2.8% | 10.6% |
| 11 | Mortgage Research Center, LLC | 10 | 2.4% | — |
| 12 | GUARANTEED RATE, INC. | 9 | 2.1% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 9 | 2.1% | — |
| 14 | Broker Solutions, Inc. | 8 | 1.9% | — |
| 15 | PLANET HOME LENDING, LLC | 7 | 1.6% | — |
| 16 | Plains Commerce Bank 59 out of 100, Moderate | 7 | 1.6% | 10.0% |
| 17 | Hickory Point Bank and Trust 77 out of 100, Strong | 7 | 1.6% | 5.9% |
| 18 | PNC Bank, National Association 62 out of 100, Moderate | 6 | 1.4% | 33.8% |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 1.4% | 39.5% |
| 20 | FREEDOM MORTGAGE CORPORATION | 6 | 1.4% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 6 | 1.4% | 3.0% |
| 22 | Heartland Bank and Trust Company 80 out of 100, Strong | 6 | 1.4% | 17.2% |
| 23 | NEWREZ LLC | 5 | 1.2% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.2% | 14.1% |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.2% | — |
| 26 | Regions Bank 64 out of 100, Moderate | 5 | 1.2% | 43.1% |
| 27 | Morton Community Bank 72 out of 100, Strong | 5 | 1.2% | 11.4% |
| 28 | Prairie State Bank and Trust 80 out of 100, Strong | 4 | 0.9% | 3.9% |
| 29 | LEADERONE FINANCIAL CORPORATION | 4 | 0.9% | — |
| 30 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.9% | — |
| 31 | Carrollton Bank 58 out of 100, Moderate | 4 | 0.9% | 7.4% |
| 32 | FLAT BRANCH MORTGAGE, INC. | 4 | 0.9% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.9% | — |
| 34 | 21st Mortgage Corporation | 3 | 0.7% | — |
| 35 | Loandepot.Com, LLC | 3 | 0.7% | — |
| 36 | Discover Bank | 3 | 0.7% | — |
| 37 | AmeriSave Mortgage Corporation | 3 | 0.7% | — |
| 38 | GUILD MORTGAGE COMPANY | 2 | 0.5% | — |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.5% | — |
| 40 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 0.5% | — |
Top 40 of 79 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps