Illinois · HMDA 2025
Mortgage lenders in Morgan County, IL
96 lenders reported 771 home-loan applications in Morgan County in 2025. 414 closed as loans ($74.6M), 160 were denied — a 27.3% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 30% of applications, led by CNB Bank And Trust, N.A.. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 771
- Loans originated
- 414
- Purchase / refinance
- 254 / 100
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morgan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CNB Bank And Trust, N.A. | 81 | 10.5% | — |
| 2 | Petefish, Skiles & Co. 75 out of 100, Strong | 75 | 9.7% | 17.9% |
| 3 | Zippy Loans, LLC | 72 | 9.3% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 54 | 7.0% | 39.5% |
| 5 | Mortgage Research Center, LLC | 38 | 4.9% | — |
| 6 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 27 | 3.5% | — |
| 7 | Prairie State Bank and Trust 80 out of 100, Strong | 25 | 3.2% | 3.9% |
| 8 | Broker Solutions, Inc. | 23 | 3.0% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 23 | 3.0% | — |
| 10 | Heartland Bank and Trust Company 80 out of 100, Strong | 23 | 3.0% | 17.2% |
| 11 | Rocket Mortgage, LLC | 22 | 2.9% | — |
| 12 | Bank of Springfield 55 out of 100, Moderate | 22 | 2.9% | 7.7% |
| 13 | PLANET HOME LENDING, LLC | 15 | 1.9% | — |
| 14 | INB, National Association 62 out of 100, Moderate | 13 | 1.7% | 5.0% |
| 15 | CITIZENS EQUITY FIRST | 12 | 1.6% | — |
| 16 | AmeriSave Mortgage Corporation | 11 | 1.4% | — |
| 17 | FIGURE LENDING LLC | 11 | 1.4% | — |
| 18 | HEARTLAND | 11 | 1.4% | — |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 1.2% | 33.8% |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.0% | — |
| 21 | Warren-Boynton State Bank | 8 | 1.0% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 8 | 1.0% | 3.0% |
| 23 | Discover Bank | 7 | 0.9% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 7 | 0.9% | — |
| 25 | United Community Bank 72 out of 100, Strong | 7 | 0.9% | 10.6% |
| 26 | Loandepot.Com, LLC | 6 | 0.8% | — |
| 27 | West Central Bank 60 out of 100, Moderate | 6 | 0.8% | 2.2% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.8% | — |
| 29 | Hickory Point Bank and Trust 77 out of 100, Strong | 6 | 0.8% | 5.9% |
| 30 | 21st Mortgage Corporation | 5 | 0.6% | — |
| 31 | Regions Bank 64 out of 100, Moderate | 5 | 0.6% | 43.1% |
| 32 | GUILD MORTGAGE COMPANY | 5 | 0.6% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.6% | 44.7% |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.6% | — |
| 35 | NEWREZ LLC | 4 | 0.5% | — |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.5% | 14.1% |
| 37 | PLAZA HOME MORTGAGE, INC. | 4 | 0.5% | — |
| 38 | GERSHMAN INVESTMENT CORP. | 4 | 0.5% | — |
| 39 | NEW DAY FINANCIAL, LLC | 4 | 0.5% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.4% | 32.9% |
Top 40 of 96 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps