Illinois · HMDA 2025
Mortgage lenders in Union County, IL
84 lenders reported 356 home-loan applications in Union County in 2025. 173 closed as loans ($26.4M), 55 were denied — a 23.0% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 356
- Loans originated
- 173
- Purchase / refinance
- 112 / 36
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 26 | 7.3% | — |
| 2 | Southern Bank 70 out of 100, Strong | 26 | 7.3% | 5.8% |
| 3 | FIRSTTRUST HOME LOANS, INC. | 22 | 6.2% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 19 | 5.3% | — |
| 5 | Mortgage Research Center, LLC | 18 | 5.1% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 4.5% | 39.5% |
| 7 | PLANET HOME LENDING, LLC | 12 | 3.4% | — |
| 8 | SIU Credit Union 72 out of 100, Strong | 12 | 3.4% | 11.1% |
| 9 | 21st Mortgage Corporation | 10 | 2.8% | — |
| 10 | GUILD MORTGAGE COMPANY | 10 | 2.8% | — |
| 11 | Farmers State Bank of Alto Pass, Ill. | 10 | 2.8% | — |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 2.5% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 2.0% | 32.9% |
| 14 | NEWREZ LLC | 7 | 2.0% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.7% | 14.1% |
| 16 | Broker Solutions, Inc. | 6 | 1.7% | — |
| 17 | AmeriSave Mortgage Corporation | 6 | 1.7% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 6 | 1.7% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.7% | — |
| 20 | PREMIER MORTGAGE RESOURCES, L.L.C. | 6 | 1.7% | — |
| 21 | GERSHMAN INVESTMENT CORP. | 6 | 1.7% | — |
| 22 | Loandepot.Com, LLC | 4 | 1.1% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 4 | 1.1% | 44.7% |
| 24 | NATIONSTAR MORTGAGE LLC | 4 | 1.1% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 4 | 1.1% | — |
| 26 | FLAT BRANCH MORTGAGE, INC. | 4 | 1.1% | — |
| 27 | Banterra Bank 66 out of 100, Moderate | 4 | 1.1% | 16.1% |
| 28 | NEW DAY FINANCIAL, LLC | 4 | 1.1% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.8% | — |
| 30 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 0.8% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 3 | 0.8% | 3.0% |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.6% | 32.5% |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.6% | — |
| 35 | Regions Bank 64 out of 100, Moderate | 2 | 0.6% | 43.1% |
| 36 | FIGURE LENDING LLC | 2 | 0.6% | — |
| 37 | First State Bank of St. Charles, Missouri | 2 | 0.6% | — |
| 38 | MEMBER FIRST MORTGAGE, LLC | 2 | 0.6% | — |
| 39 | Farm Credit Mid-America | 2 | 0.6% | — |
| 40 | LENDINGONE, LLC | 2 | 0.6% | — |
Top 40 of 84 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps