Illinois · HMDA 2025
Mortgage lenders in Wayne County, IL
68 lenders reported 308 home-loan applications in Wayne County in 2025. 129 closed as loans ($18.8M), 68 were denied — a 34.0% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 30% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 308
- Loans originated
- 129
- Purchase / refinance
- 78 / 35
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 38 | 12.3% | — |
| 2 | Peoples National Bank , N.A. 62 out of 100, Moderate | 37 | 12.0% | 13.7% |
| 3 | Rocket Mortgage, LLC | 17 | 5.5% | — |
| 4 | Mortgage Research Center, LLC | 16 | 5.2% | — |
| 5 | First Financial Bank, National Association 68 out of 100, Moderate | 15 | 4.9% | 28.8% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 4.5% | 39.5% |
| 7 | Broker Solutions, Inc. | 13 | 4.2% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 12 | 3.9% | — |
| 9 | PLANET HOME LENDING, LLC | 10 | 3.2% | — |
| 10 | AmeriSave Mortgage Corporation | 8 | 2.6% | — |
| 11 | NEWREZ LLC | 6 | 1.9% | — |
| 12 | Loandepot.Com, LLC | 6 | 1.9% | — |
| 13 | Fifth Third Bank, National Association 62 out of 100, Moderate | 6 | 1.9% | 34.0% |
| 14 | 21st Mortgage Corporation | 5 | 1.6% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.6% | 14.1% |
| 16 | Fairway Independent Mortgage Corporation | 5 | 1.6% | — |
| 17 | COMMUNITY BANC MORTGAGE CORPORATION | 5 | 1.6% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.3% | — |
| 19 | GUARANTEED RATE, INC. | 4 | 1.3% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.3% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 4 | 1.3% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 4 | 1.3% | — |
| 23 | NEW DAY FINANCIAL, LLC | 4 | 1.3% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.0% | 32.9% |
| 25 | FIGURE LENDING LLC | 3 | 1.0% | — |
| 26 | DELMAR FINANCIAL COMPANY | 3 | 1.0% | — |
| 27 | Liberty | 3 | 1.0% | — |
| 28 | FLAT BRANCH MORTGAGE, INC. | 3 | 1.0% | — |
| 29 | Equity Prime Mortgage LLC | 3 | 1.0% | — |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.6% | — |
| 31 | SCOTT CREDIT UNION 71 out of 100, Strong | 2 | 0.6% | 23.3% |
| 32 | Petefish, Skiles & Co. 75 out of 100, Strong | 2 | 0.6% | 17.9% |
| 33 | AMERICAN FINANCING CORPORATION | 2 | 0.6% | — |
| 34 | PLAZA HOME MORTGAGE, INC. | 2 | 0.6% | — |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.6% | — |
| 36 | Ixonia Bank 67 out of 100, Moderate | 2 | 0.6% | 4.7% |
| 37 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.6% | 37.2% |
| 38 | United Community Bank 72 out of 100, Strong | 2 | 0.6% | 10.6% |
| 39 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.3% | 31.6% |
| 40 | Discover Bank | 1 | 0.3% | — |
Top 40 of 68 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps