Illinois · HMDA 2025
Mortgage lenders in Williamson County, IL
175 lenders reported 2,155 home-loan applications in Williamson County in 2025. 1,127 closed as loans ($192.8M), 306 were denied — a 20.3% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 18% of applications, led by U.S. Bank National Association. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,155
- Loans originated
- 1,127
- Purchase / refinance
- 715 / 275
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Williamson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 147 | 6.8% | 39.5% |
| 2 | GUILD MORTGAGE COMPANY | 132 | 6.1% | — |
| 3 | Rocket Mortgage, LLC | 119 | 5.5% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 105 | 4.9% | — |
| 5 | PREMIER MORTGAGE RESOURCES, L.L.C. | 93 | 4.3% | — |
| 6 | Farmers State Bank of Alto Pass, Ill. | 91 | 4.2% | — |
| 7 | Mortgage Research Center, LLC | 84 | 3.9% | — |
| 8 | FIRSTTRUST HOME LOANS, INC. | 68 | 3.2% | — |
| 9 | Fifth Third Bank, National Association 62 out of 100, Moderate | 64 | 3.0% | 34.0% |
| 10 | SIU Credit Union 72 out of 100, Strong | 62 | 2.9% | 11.1% |
| 11 | Regions Bank 64 out of 100, Moderate | 55 | 2.6% | 43.1% |
| 12 | Banterra Bank 66 out of 100, Moderate | 55 | 2.6% | 16.1% |
| 13 | Peoples National Bank , N.A. 62 out of 100, Moderate | 45 | 2.1% | 13.7% |
| 14 | PLANET HOME LENDING, LLC | 41 | 1.9% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 38 | 1.8% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 38 | 1.8% | — |
| 17 | AmeriSave Mortgage Corporation | 35 | 1.6% | — |
| 18 | NATIONS DIRECT MORTGAGE, LLC | 35 | 1.6% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 34 | 1.6% | — |
| 20 | The Bank of Herrin 65 out of 100, Moderate | 34 | 1.6% | 7.7% |
| 21 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 32 | 1.5% | 22.9% |
| 22 | NATIONSTAR MORTGAGE LLC | 31 | 1.4% | — |
| 23 | FLAT BRANCH MORTGAGE, INC. | 31 | 1.4% | — |
| 24 | NEWREZ LLC | 30 | 1.4% | — |
| 25 | GERSHMAN INVESTMENT CORP. | 30 | 1.4% | — |
| 26 | Broker Solutions, Inc. | 29 | 1.3% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 28 | 1.3% | 14.1% |
| 28 | GUARANTEED RATE, INC. | 25 | 1.2% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 1.0% | 32.9% |
| 30 | 21st Mortgage Corporation | 20 | 0.9% | — |
| 31 | Legence Bank 70 out of 100, Strong | 19 | 0.9% | 19.3% |
| 32 | Coastal Community Bank 35 out of 100, Low | 18 | 0.8% | 3.0% |
| 33 | Discover Bank | 17 | 0.8% | — |
| 34 | NEW DAY FINANCIAL, LLC | 16 | 0.7% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 0.7% | — |
| 36 | Loandepot.Com, LLC | 14 | 0.6% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 11 | 0.5% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.5% | — |
| 40 | Fairway Independent Mortgage Corporation | 10 | 0.5% | — |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps