Indiana · HMDA 2025
Mortgage lenders in Fayette County, IN
130 lenders reported 991 home-loan applications in Fayette County in 2025. 536 closed as loans ($72.5M), 173 were denied — a 23.4% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 27% of applications, led by First Financial Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 991
- Loans originated
- 536
- Purchase / refinance
- 265 / 190
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Financial Bank 68 out of 100, Moderate | 123 | 12.4% | 24.9% |
| 2 | Union Savings And Loan Association | 88 | 8.9% | — |
| 3 | Fifth Third Bank, National Association 62 out of 100, Moderate | 54 | 5.4% | 34.0% |
| 4 | AMERICAN PACIFIC MORTGAGE CORPORATION | 49 | 4.9% | — |
| 5 | NEWREZ LLC | 46 | 4.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 39 | 3.9% | — |
| 7 | First Merchants Bank 58 out of 100, Moderate | 35 | 3.5% | 19.8% |
| 8 | Rocket Mortgage, LLC | 34 | 3.4% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 30 | 3.0% | 39.5% |
| 10 | FCN Bank, National Association 73 out of 100, Strong | 27 | 2.7% | 5.7% |
| 11 | Mortgage Research Center, LLC | 22 | 2.2% | — |
| 12 | MYCUMORTGAGE, LLC | 19 | 1.9% | — |
| 13 | Broker Solutions, Inc. | 17 | 1.7% | — |
| 14 | PLANET HOME LENDING, LLC | 17 | 1.7% | — |
| 15 | Bath State Bank 60 out of 100, Moderate | 17 | 1.7% | 0.9% |
| 16 | NEW DAY FINANCIAL, LLC | 16 | 1.6% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 13 | 1.3% | — |
| 18 | Loandepot.Com, LLC | 12 | 1.2% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.2% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 12 | 1.2% | 3.0% |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 1.1% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 10 | 1.0% | — |
| 23 | UNION HOME MORTGAGE CORP. | 10 | 1.0% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 1.0% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 0.9% | 14.1% |
| 26 | CARRINGTON MORTGAGE SERVICES, LLC | 9 | 0.9% | — |
| 27 | Three Rivers Federal Credit Union 78 out of 100, Strong | 9 | 0.9% | 16.3% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.8% | — |
| 29 | POLARIS HOME FUNDING CORP. | 8 | 0.8% | — |
| 30 | GVC MORTGAGE, INC. | 8 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 8 | 0.8% | — |
| 32 | First Bank Richmond 52 out of 100, Below average | 8 | 0.8% | 13.7% |
| 33 | AmeriSave Mortgage Corporation | 6 | 0.6% | — |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 6 | 0.6% | — |
| 35 | 21st Mortgage Corporation | 5 | 0.5% | — |
| 36 | SPRING EQ, LLC | 5 | 0.5% | — |
| 37 | FIGURE LENDING LLC | 5 | 0.5% | — |
| 38 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | 0.5% | — |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.5% | — |
| 40 | LOWER, LLC | 5 | 0.5% | — |
Top 40 of 130 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps