Indiana · HMDA 2025
Mortgage lenders in Ohio County, IN
68 lenders reported 257 home-loan applications in Ohio County in 2025. 145 closed as loans ($23.3M), 42 were denied — a 21.6% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 30% of applications, led by First Financial Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 257
- Loans originated
- 145
- Purchase / refinance
- 50 / 50
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ohio County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Financial Bank 68 out of 100, Moderate | 43 | 16.7% | 24.9% |
| 2 | THE FRIENDSHIP STATE BANK 66 out of 100, Moderate | 20 | 7.8% | 14.4% |
| 3 | Civista Bank 75 out of 100, Strong | 15 | 5.8% | 12.5% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 4.7% | 39.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 11 | 4.3% | — |
| 6 | UNION HOME MORTGAGE CORP. | 11 | 4.3% | — |
| 7 | Rocket Mortgage, LLC | 10 | 3.9% | — |
| 8 | AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 3.9% | — |
| 9 | Fifth Third Bank, National Association 62 out of 100, Moderate | 10 | 3.9% | 34.0% |
| 10 | NEWREZ LLC | 8 | 3.1% | — |
| 11 | Broker Solutions, Inc. | 7 | 2.7% | — |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 1.9% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.9% | — |
| 14 | FIGURE LENDING LLC | 5 | 1.9% | — |
| 15 | Mortgage Research Center, LLC | 4 | 1.6% | — |
| 16 | GENEVA FINANCIAL, LLC | 4 | 1.6% | — |
| 17 | The Huntington National Bank 59 out of 100, Moderate | 3 | 1.2% | 31.6% |
| 18 | AmeriSave Mortgage Corporation | 3 | 1.2% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 3 | 1.2% | 44.7% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.2% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 3 | 1.2% | — |
| 22 | FCN Bank, National Association 73 out of 100, Strong | 3 | 1.2% | 5.7% |
| 23 | Coastal Community Bank 35 out of 100, Low | 3 | 1.2% | 3.0% |
| 24 | 21st Mortgage Corporation | 2 | 0.8% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.8% | 14.1% |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.8% | 32.5% |
| 27 | Loandepot.Com, LLC | 2 | 0.8% | — |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.8% | 33.8% |
| 29 | SPRING EQ, LLC | 2 | 0.8% | — |
| 30 | SUPERIOR CREDIT UNION, INC. | 2 | 0.8% | — |
| 31 | PLANET HOME LENDING, LLC | 2 | 0.8% | — |
| 32 | UNITED MORTGAGE CORP. | 2 | 0.8% | — |
| 33 | NEW DAY FINANCIAL, LLC | 2 | 0.8% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.8% | — |
| 35 | Fairway Independent Mortgage Corporation | 1 | 0.4% | — |
| 36 | Discover Bank | 1 | 0.4% | — |
| 37 | GUARANTEED RATE, INC. | 1 | 0.4% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.4% | — |
| 39 | Lendage, LLC | 1 | 0.4% | — |
| 40 | THE LOAN STORE, INC. | 1 | 0.4% | — |
Top 40 of 68 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps