Kansas · HMDA 2025
Mortgage lenders in Gray County, KS
51 lenders reported 124 home-loan applications in Gray County in 2025. 54 closed as loans ($10.4M), 21 were denied — a 27.3% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 24% of applications, led by GOLDEN PLAINS CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 124
- Loans originated
- 54
- Purchase / refinance
- 29 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gray County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GOLDEN PLAINS CREDIT UNION 70 out of 100, Strong | 14 | 11.3% | 21.0% |
| 2 | Rocket Mortgage, LLC | 10 | 8.1% | — |
| 3 | Mortgage Research Center, LLC | 6 | 4.8% | — |
| 4 | Paramount Residential Mortgage Group, Inc. | 6 | 4.8% | — |
| 5 | MORTGAGE INVESTMENT SERVICES CORPORATION | 6 | 4.8% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 4.0% | — |
| 7 | NEWREZ LLC | 4 | 3.2% | — |
| 8 | GREAT PLAINS FEDERAL CREDIT UNION 74 out of 100, Strong | 4 | 3.2% | 39.6% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.4% | — |
| 10 | AmeriSave Mortgage Corporation | 3 | 2.4% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 2.4% | — |
| 12 | PLANET HOME LENDING, LLC | 3 | 2.4% | — |
| 13 | AMERICAN FINANCING CORPORATION | 3 | 2.4% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 3 | 2.4% | — |
| 15 | CMG MORTGAGE, INC. | 2 | 1.6% | — |
| 16 | 21st Mortgage Corporation | 2 | 1.6% | — |
| 17 | Loandepot.Com, LLC | 2 | 1.6% | — |
| 18 | SPRING EQ, LLC | 2 | 1.6% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.6% | 39.5% |
| 20 | FIGURE LENDING LLC | 2 | 1.6% | — |
| 21 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 1.6% | — |
| 22 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | 1.6% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 2 | 1.6% | — |
| 24 | NEW DAY FINANCIAL, LLC | 2 | 1.6% | — |
| 25 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 1.6% | — |
| 26 | Landmark National Bank 62 out of 100, Moderate | 2 | 1.6% | 4.6% |
| 27 | UMB Bank, National Association 65 out of 100, Moderate | 2 | 1.6% | 30.5% |
| 28 | Coastal Community Bank 35 out of 100, Low | 2 | 1.6% | 3.0% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.8% | 32.9% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.8% | 14.1% |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.8% | 22.2% |
| 32 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 0.8% | — |
| 33 | Broker Solutions, Inc. | 1 | 0.8% | — |
| 34 | GUILD MORTGAGE COMPANY | 1 | 0.8% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.8% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.8% | 33.8% |
| 37 | Synergy One Lending, Inc. | 1 | 0.8% | — |
| 38 | Sunflower Bank, National Association 51 out of 100, Below average | 1 | 0.8% | 5.8% |
| 39 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 0.8% | — |
| 40 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 0.8% | — |
Top 40 of 51 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps