Kansas · HMDA 2025
Mortgage lenders in Harper County, KS
58 lenders reported 159 home-loan applications in Harper County in 2025. 81 closed as loans ($12.7M), 34 were denied — a 27.9% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 24% of applications, led by Peoples Bank and Trust Company. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 159
- Loans originated
- 81
- Purchase / refinance
- 44 / 24
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Harper County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples Bank and Trust Company 61 out of 100, Moderate | 17 | 10.7% | 4.9% |
| 2 | Rocket Mortgage, LLC | 11 | 6.9% | — |
| 3 | Bank of Commerce and Trust Company 56 out of 100, Moderate | 10 | 6.3% | 5.1% |
| 4 | Mortgage Research Center, LLC | 9 | 5.7% | — |
| 5 | NATIONSTAR MORTGAGE LLC | 8 | 5.0% | — |
| 6 | AmeriSave Mortgage Corporation | 7 | 4.4% | — |
| 7 | GUILD MORTGAGE COMPANY | 6 | 3.8% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 3.1% | — |
| 9 | Citizens Bank of Kansas 72 out of 100, Strong | 5 | 3.1% | 12.7% |
| 10 | CREDIT UNION OF AMERICA 75 out of 100, Strong | 5 | 3.1% | 29.0% |
| 11 | NEWREZ LLC | 4 | 2.5% | — |
| 12 | Broker Solutions, Inc. | 4 | 2.5% | — |
| 13 | PLANET HOME LENDING, LLC | 4 | 2.5% | — |
| 14 | Gateway First Bank 54 out of 100, Below average | 4 | 2.5% | 5.3% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.9% | 14.1% |
| 16 | Farm Credit Mid-America | 3 | 1.9% | — |
| 17 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.9% | — |
| 18 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.3% | — |
| 19 | GUARANTEED RATE, INC. | 2 | 1.3% | — |
| 20 | SPRING EQ, LLC | 2 | 1.3% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.3% | — |
| 22 | LEADERONE FINANCIAL CORPORATION | 2 | 1.3% | — |
| 23 | HEARTLAND CREDIT UNION | 2 | 1.3% | — |
| 24 | MEMBER FIRST MORTGAGE, LLC | 2 | 1.3% | — |
| 25 | Members Mortgage Services, L.L.C. | 2 | 1.3% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 2 | 1.3% | 3.0% |
| 27 | Emprise Bank 66 out of 100, Moderate | 2 | 1.3% | 34.6% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.6% | 32.9% |
| 29 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 0.6% | — |
| 30 | Loandepot.Com, LLC | 1 | 0.6% | — |
| 31 | Regions Bank 64 out of 100, Moderate | 1 | 0.6% | 43.1% |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.6% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.6% | 44.7% |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.6% | 39.5% |
| 35 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.6% | 25.7% |
| 36 | THE LOAN STORE, INC. | 1 | 0.6% | — |
| 37 | BMO Bank National Association 83 out of 100, Strong | 1 | 0.6% | 40.5% |
| 38 | Stryv Bank 62 out of 100, Moderate | 1 | 0.6% | 2.1% |
| 39 | MORTGAGE INVESTMENT SERVICES CORPORATION | 1 | 0.6% | — |
| 40 | FIGURE LENDING LLC | 1 | 0.6% | — |
Top 40 of 58 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps