Kansas · HMDA 2025
Mortgage lenders in Ottawa County, KS
51 lenders reported 138 home-loan applications in Ottawa County in 2025. 83 closed as loans ($13.9M), 17 were denied — a 16.2% denial rate on decided applications, below the Kansas rate of 18.1%. The three most active lenders handled 36% of applications, led by The Bennington State Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 138
- Loans originated
- 83
- Purchase / refinance
- 56 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ottawa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Bennington State Bank 75 out of 100, Strong | 31 | 22.5% | 4.5% |
| 2 | Rocket Mortgage, LLC | 10 | 7.2% | — |
| 3 | PLANET HOME LENDING, LLC | 9 | 6.5% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 7 | 5.1% | — |
| 5 | MORTGAGE INVESTMENT SERVICES CORPORATION | 6 | 4.3% | — |
| 6 | NBH Bank 66 out of 100, Moderate | 6 | 4.3% | 16.8% |
| 7 | NEWREZ LLC | 5 | 3.6% | — |
| 8 | Mortgage Research Center, LLC | 5 | 3.6% | — |
| 9 | CREDIT UNION OF AMERICA 75 out of 100, Strong | 5 | 3.6% | 29.0% |
| 10 | AmeriSave Mortgage Corporation | 4 | 2.9% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 2.2% | — |
| 12 | Sunflower Bank, National Association 51 out of 100, Below average | 2 | 1.4% | 5.8% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.4% | — |
| 14 | TOP FLITE FINANCIAL, INC. | 2 | 1.4% | — |
| 15 | HEARTLAND CREDIT UNION | 2 | 1.4% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 2 | 1.4% | — |
| 17 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.4% | — |
| 18 | Landmark National Bank 62 out of 100, Moderate | 2 | 1.4% | 4.6% |
| 19 | 21st Mortgage Corporation | 1 | 0.7% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.7% | 22.2% |
| 22 | Loandepot.Com, LLC | 1 | 0.7% | — |
| 23 | GUILD MORTGAGE COMPANY | 1 | 0.7% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.7% | 44.7% |
| 25 | SPRING EQ, LLC | 1 | 0.7% | — |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.7% | 39.5% |
| 27 | Central National Bank 78 out of 100, Strong | 1 | 0.7% | 12.5% |
| 28 | Freedom Northwest Credit Union 82 out of 100, Strong | 1 | 0.7% | 0.0% |
| 29 | FIGURE LENDING LLC | 1 | 0.7% | — |
| 30 | GREAT PLAINS FEDERAL CREDIT UNION 74 out of 100, Strong | 1 | 0.7% | 39.6% |
| 31 | M SQUARED FINANCIAL LLC | 1 | 0.7% | — |
| 32 | Farm Credit Mid-America | 1 | 0.7% | — |
| 33 | LENDINGONE, LLC | 1 | 0.7% | — |
| 34 | FINANCE OF AMERICA REVERSE LLC | 1 | 0.7% | — |
| 35 | FREEDOM MORTGAGE CORPORATION | 1 | 0.7% | — |
| 36 | PLAZA HOME MORTGAGE, INC. | 1 | 0.7% | — |
| 37 | Boeing Employees Credit Union 75 out of 100, Strong | 1 | 0.7% | 26.5% |
| 38 | Equity Prime Mortgage LLC | 1 | 0.7% | — |
| 39 | PREMIER MEMBERS CREDIT UNION | 1 | 0.7% | — |
| 40 | Community National Bank & Trust 65 out of 100, Moderate | 1 | 0.7% | 5.6% |
Top 40 of 51 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps