Kentucky · HMDA 2025
Mortgage lenders in Allen County, KY
140 lenders reported 1,008 home-loan applications in Allen County in 2025. 537 closed as loans ($103.7M), 158 were denied — a 21.8% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 22% of applications, led by Edmonton State Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,008
- Loans originated
- 537
- Purchase / refinance
- 284 / 183
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Allen County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Edmonton State Bank 82 out of 100, Strong | 85 | 8.4% | 15.9% |
| 2 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 78 | 7.7% | 7.5% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 62 | 6.2% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 60 | 6.0% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 50 | 5.0% | 39.5% |
| 6 | Rocket Mortgage, LLC | 49 | 4.9% | — |
| 7 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 36 | 3.6% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 26 | 2.6% | — |
| 9 | Abound Federal Credit Union 81 out of 100, Strong | 24 | 2.4% | 18.6% |
| 10 | NEWREZ LLC | 23 | 2.3% | — |
| 11 | Mortgage Research Center, LLC | 23 | 2.3% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 22 | 2.2% | — |
| 13 | FirstBank 59 out of 100, Moderate | 20 | 2.0% | 42.8% |
| 14 | STOCKTON MORTGAGE CORPORATION | 16 | 1.6% | — |
| 15 | FIRST COMMUNITY MORTGAGE, INC. | 16 | 1.6% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 14 | 1.4% | 40.8% |
| 17 | 21st Mortgage Corporation | 13 | 1.3% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.3% | 14.1% |
| 19 | Broker Solutions, Inc. | 13 | 1.3% | — |
| 20 | German American Bank 75 out of 100, Strong | 13 | 1.3% | 17.2% |
| 21 | American Bank & Trust Company, Inc. 59 out of 100, Moderate | 12 | 1.2% | 4.2% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 1.0% | 32.9% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.0% | — |
| 24 | PLANET HOME LENDING, LLC | 10 | 1.0% | — |
| 25 | Liberty | 10 | 1.0% | — |
| 26 | ROSS MORTGAGE CORPORATION | 9 | 0.9% | — |
| 27 | ACOPIA, LLC | 9 | 0.9% | — |
| 28 | Farm Credit Mid-America | 8 | 0.8% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.8% | — |
| 30 | Citizens Bank of Lafayette 60 out of 100, Moderate | 8 | 0.8% | 0.5% |
| 31 | AmeriSave Mortgage Corporation | 7 | 0.7% | — |
| 32 | CMG MORTGAGE, INC. | 6 | 0.6% | — |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 0.6% | 32.5% |
| 34 | Service One Credit Union, Inc. 53 out of 100, Below average | 6 | 0.6% | 12.5% |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.6% | — |
| 36 | UNION HOME MORTGAGE CORP. | 6 | 0.6% | — |
| 37 | EVERETT FINANCIAL, INC. | 6 | 0.6% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.5% | 22.2% |
| 39 | MOVEMENT MORTGAGE, LLC | 5 | 0.5% | — |
| 40 | Loandepot.Com, LLC | 5 | 0.5% | — |
Top 40 of 140 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps