Kentucky · HMDA 2025
Mortgage lenders in Barren County, KY
158 lenders reported 1,904 home-loan applications in Barren County in 2025. 1,075 closed as loans ($210.1M), 321 were denied — a 22.4% denial rate on decided applications, close to the Kentucky rate of 23.3%. The three most active lenders handled 32% of applications, led by SOUTH CENTRAL BANK, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,904
- Loans originated
- 1,075
- Purchase / refinance
- 533 / 335
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Barren County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 244 | 12.8% | 7.5% |
| 2 | Edmonton State Bank 82 out of 100, Strong | 239 | 12.6% | 15.9% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 118 | 6.2% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 108 | 5.7% | — |
| 5 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 83 | 4.4% | — |
| 6 | Rocket Mortgage, LLC | 78 | 4.1% | — |
| 7 | Abound Federal Credit Union 81 out of 100, Strong | 70 | 3.7% | 18.6% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 66 | 3.5% | 39.5% |
| 9 | German American Bank 75 out of 100, Strong | 50 | 2.6% | 17.2% |
| 10 | Truist Bank 63 out of 100, Moderate | 44 | 2.3% | 40.8% |
| 11 | EVERETT FINANCIAL, INC. | 38 | 2.0% | — |
| 12 | Mortgage Research Center, LLC | 31 | 1.6% | — |
| 13 | NEWREZ LLC | 29 | 1.5% | — |
| 14 | ROSS MORTGAGE CORPORATION | 29 | 1.5% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 29 | 1.5% | — |
| 16 | Peoples Bank 67 out of 100, Moderate | 29 | 1.5% | 24.1% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 1.5% | — |
| 18 | PLANET HOME LENDING, LLC | 23 | 1.2% | — |
| 19 | The Cecilian Bank 77 out of 100, Strong | 21 | 1.1% | 11.4% |
| 20 | STOCKTON MORTGAGE CORPORATION | 21 | 1.1% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.1% | — |
| 22 | AmeriSave Mortgage Corporation | 19 | 1.0% | — |
| 23 | Farm Credit Mid-America | 18 | 0.9% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.8% | 32.9% |
| 25 | Liberty | 16 | 0.8% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 15 | 0.8% | — |
| 27 | 21st Mortgage Corporation | 13 | 0.7% | — |
| 28 | KIND LENDING, LLC | 13 | 0.7% | — |
| 29 | FIRST COMMUNITY MORTGAGE, INC. | 13 | 0.7% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.7% | — |
| 31 | Magnolia Bank, Incorporated 49 out of 100, Below average | 13 | 0.7% | 10.3% |
| 32 | UNION HOME MORTGAGE CORP. | 12 | 0.6% | — |
| 33 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 0.6% | 14.1% |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 11 | 0.6% | 32.5% |
| 35 | Broker Solutions, Inc. | 11 | 0.6% | — |
| 36 | Service One Credit Union, Inc. 53 out of 100, Below average | 11 | 0.6% | 12.5% |
| 37 | Coastal Community Bank 35 out of 100, Low | 11 | 0.6% | 3.0% |
| 38 | Loandepot.Com, LLC | 10 | 0.5% | — |
| 39 | Click n' Close, Inc. | 9 | 0.5% | — |
| 40 | BAY EQUITY LLC | 9 | 0.5% | — |
Top 40 of 158 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps