Kentucky · HMDA 2025
Mortgage lenders in Boyle County, KY
168 lenders reported 1,212 home-loan applications in Boyle County in 2025. 650 closed as loans ($124.0M), 205 were denied — a 23.0% denial rate on decided applications, close to the Kentucky rate of 23.3%. The three most active lenders handled 17% of applications, led by Abound Federal Credit Union. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,212
- Loans originated
- 650
- Purchase / refinance
- 346 / 191
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Boyle County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Abound Federal Credit Union 81 out of 100, Strong | 76 | 6.3% | 18.6% |
| 2 | Rocket Mortgage, LLC | 66 | 5.4% | — |
| 3 | Broker Solutions, Inc. | 62 | 5.1% | — |
| 4 | Community Trust Bank, Inc. 80 out of 100, Strong | 48 | 4.0% | 13.9% |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 41 | 3.4% | 33.8% |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 40 | 3.3% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 38 | 3.1% | 14.1% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 37 | 3.1% | — |
| 9 | Mortgage Research Center, LLC | 35 | 2.9% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 33 | 2.7% | — |
| 11 | Whitaker Bank | 33 | 2.7% | — |
| 12 | COMMONWEALTH | 33 | 2.7% | — |
| 13 | T2 FINANCIAL LLC | 28 | 2.3% | — |
| 14 | NEWREZ LLC | 25 | 2.1% | — |
| 15 | STOCKTON MORTGAGE CORPORATION | 22 | 1.8% | — |
| 16 | 21st Mortgage Corporation | 20 | 1.7% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 1.5% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 18 | 1.5% | — |
| 19 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 17 | 1.4% | — |
| 20 | UNIVERSITY OF KENTUCKY | 17 | 1.4% | — |
| 21 | AmeriSave Mortgage Corporation | 15 | 1.2% | — |
| 22 | First Southern National Bank | 15 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 15 | 1.2% | — |
| 24 | Loandepot.Com, LLC | 14 | 1.2% | — |
| 25 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 1.0% | 39.5% |
| 26 | REPUBLIC STATE MORTGAGE CO. | 12 | 1.0% | — |
| 27 | PLANET HOME LENDING, LLC | 12 | 1.0% | — |
| 28 | Guardian Savings Bank 83 out of 100, Strong | 12 | 1.0% | 11.5% |
| 29 | Luminate Bank 47 out of 100, Below average | 12 | 1.0% | 4.3% |
| 30 | Fifth Third Bank, National Association 62 out of 100, Moderate | 12 | 1.0% | 34.0% |
| 31 | Coastal Community Bank 35 out of 100, Low | 11 | 0.9% | 3.0% |
| 32 | RUOFF MORTGAGE COMPANY, INC. | 9 | 0.7% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.7% | — |
| 34 | EVERETT FINANCIAL, INC. | 9 | 0.7% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.7% | 32.9% |
| 36 | GENEVA FINANCIAL, LLC | 8 | 0.7% | — |
| 37 | The Monticello Banking Company 71 out of 100, Strong | 8 | 0.7% | 18.6% |
| 38 | Kiavi Funding, Inc. | 8 | 0.7% | — |
| 39 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 0.7% | 74.7% |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.7% | — |
Top 40 of 168 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps