Kentucky · HMDA 2025
Mortgage lenders in Carlisle County, KY
55 lenders reported 157 home-loan applications in Carlisle County in 2025. 90 closed as loans ($13.9M), 34 were denied — a 26.8% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 39% of applications, led by Citizens Deposit Bank of Arlington Inc. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 157
- Loans originated
- 90
- Purchase / refinance
- 50 / 35
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carlisle County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Deposit Bank of Arlington Inc | 44 | 28.0% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 7.0% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 6 | 3.8% | 43.1% |
| 4 | GERSHMAN INVESTMENT CORP. | 6 | 3.8% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 3.2% | — |
| 6 | First Community Bank of the Heartland, Inc 56 out of 100, Moderate | 5 | 3.2% | 12.5% |
| 7 | 21st Mortgage Corporation | 4 | 2.5% | — |
| 8 | Loandepot.Com, LLC | 3 | 1.9% | — |
| 9 | AmeriSave Mortgage Corporation | 3 | 1.9% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.9% | — |
| 11 | Rocket Mortgage, LLC | 3 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 3 | 1.9% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.9% | 39.5% |
| 14 | Independence Bank of Kentucky | 3 | 1.9% | — |
| 15 | First Kentucky Bank 73 out of 100, Strong | 3 | 1.9% | 15.9% |
| 16 | NEWREZ LLC | 2 | 1.3% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.3% | 14.1% |
| 18 | Broker Solutions, Inc. | 2 | 1.3% | — |
| 19 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.3% | — |
| 20 | GUARANTEED RATE, INC. | 2 | 1.3% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.3% | — |
| 22 | KIND LENDING, LLC | 2 | 1.3% | — |
| 23 | STOCKTON MORTGAGE CORPORATION | 2 | 1.3% | — |
| 24 | TOWNE MORTGAGE COMPANY | 2 | 1.3% | — |
| 25 | UNION HOME MORTGAGE CORP. | 2 | 1.3% | — |
| 26 | PHH Mortgage Corporation | 2 | 1.3% | — |
| 27 | Magnolia Bank, Incorporated 49 out of 100, Below average | 2 | 1.3% | 10.3% |
| 28 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.6% | 31.6% |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.6% | 32.5% |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.6% | 22.2% |
| 31 | SPRING EQ, LLC | 1 | 0.6% | — |
| 32 | Synergy One Lending, Inc. | 1 | 0.6% | — |
| 33 | PLANET HOME LENDING, LLC | 1 | 0.6% | — |
| 34 | ATOMIC CREDIT UNION, INC. 64 out of 100, Moderate | 1 | 0.6% | 42.9% |
| 35 | AMERICAN FINANCING CORPORATION | 1 | 0.6% | — |
| 36 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 0.6% | — |
| 37 | CHURCHILL MORTGAGE CORPORATION | 1 | 0.6% | — |
| 38 | TAMMAC HOLDINGS CORPORATION | 1 | 0.6% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 1 | 0.6% | — |
| 40 | FREEDOM MORTGAGE CORPORATION | 1 | 0.6% | — |
Top 40 of 55 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps